so this new study predicts made len yanials will make up 24 miln you new house holds over the next tenusing. they are gaining financial foot hold. like mom, dad has been great, i'll stiff give you my laundry, you abob i'm moving out. >> one reason is that millennials or specifically 22-year-olds are now the biggest demographic that we're seeing in this country. they are now bigger than the baby boomers. so that is probably also contributing to what we're seeing here. the other thing that is interesting when you look at the finances, a lot are actually great planners or they want to be good planners. they want to try to federal government out what for to. and they try to come up with a strategy. they just at some point not really sure exactly where to invest. but i think moving out is probably part of their -- >> i had an insane thought which is probably completely wrong. i'm still paying law school debt. but could it be ultimately a good lesson? i can't remember ever taking a class on basic finance. the reason i stayed off get as much as i could is because my parents had some issuissue