mirmadi, i will say goodbye to you , mr. khosravi, somewhere mr. mirmadi said that some of the notes are laws , he created this partnership for the banks that you in some areas, participate, invest, generally, all banking institutions are open to debt or we have exceptions . see, i have explained in the previous section why banking is the reason for debt, and as a basic principle of banking, how many minutes does it have objections to your presence, but i in my opinion, in 2014, article 16 and 17 of the law went in other words, we have been discriminated against, that is, first of all, we have restricted the non-promissory properties and all the investments of the banks, while during this period , we have a problem in the 1990s, which is almost a super crisis of investment, which itself has many arguments in many other cases. in addition to these two, the policy makers in recent years have come to the conclusion that in fact 161 laws have gone to movan, which was an exaggeration and an omission, and what changes have been made in the budget laws of