was just discovered that the student loan program just wrote off $22 billion, the single biggest misestimatethe history of federal government credit. you want to be careful going down another such road. the objective is a good one. i'm glad you brought it up. it is much better to see states like tennessee moving forward, and there are a lot of ways states can do that. >> if the obama plan were implemented, passed into law what effect would that have on public university enrollment? would it have much effect in terms of driving it up or driving it down? >> we know what happens when you get a huge flood of money, as we have seen, of course, and student grants and loans, all with the best intentions, much like in health care. when a third party starts picking up a lot of the bill when money appears either easy at first or temporarily, the providers tend to raise their prices, take most of the money and leave the purchaser no better off. that has been a big part of the reason tuition has gone up faster than health care in the last couple of decades. >> in our limited time with you, we want to ge