mister pollock, this seems to be a solution, looking for a problem. what can honest citizen not do to store value to effectuate a transaction i can be in the smallest hamlet in rural india and use my visa card i've never have a problem paying somebody unless i didn't have the money we have mostly digital transfers of dollars every day what is the problem we are trying to solve except for the problem that the narcotics dealers had. i think the proposal been made for private currencies which strikes me as an unlikely outcome. is to give optional ways of settlement for anybody. >> i have a means of settlement called the dollar. what is the great dollar. many choices. what problem do i have that they are trying to solve unless i'm a tax invader or narco terrorists. >> i'm not pushing the solution. >> i'm trying to illustrate that it's a solution only to the problem of tax invaders, and offers an opportunity for profit. speculating on a currency whose sole value is to help those. >> you might argue that people should deserve just as i think dr. michelle di