host: mitch daniels raised the issue.n a state like florida what do you think the government should do, particularly for state schools, to reduce the costs of colleges. what can they do? caller: we need to reduce the costs of tuition. make it affordable. i mean enough is enough. there comes a point where you are over here overcharging people for the degree. it's called greed. i cleave in capitalism but there is a limit to everything. i don't believe in free education, that's a european model and we are not socialists, ok? our economy is based on capitalism. some people take advantage of it in certain instances and in education i thickets a prime example of the mighty taking advantage of the week. host: let's go to the line from those who have student loan debt. thomas, horsehead, new york. go ahead. caller: good morning. thanks for taking my call. i oppose the plan, definitely. because i believe that the university, the colleges, they are the ones responsible for most of the loans these people take. first of all, it's way

he won the endorsement of the aforementioned vance and mitch daniels said he would not run. in a rare move the nrsc threw its weight behind his candidacy for the senate as well. senator vance, before we get into the news you were here for, what is your initial reaction to this news about nicky haley? >> i think he's the best nominee to deliver on the propses and i think trump will win and i think he'll be the best nominee nor the party. >> laura: congressman banks, your thoughts on nikki haley? i mean, everybody knows nikki haley, she's a lovely person and considered quite formidable at the un. she's more of an establishment favorite. if i saw someone online today saying she should be the jeb bush of 2024, i don't know if that's fair or not. she's understood to be a bit more established and certainly not a populous conservative, but she has a lot of fans out there. >> welshing i'm sure she won't be the last candidate to get into the race but there's a reason that donald trump is the front runner in this race early on. he's the leader of the republican party for a big reason

paul: and that's the problem, says fmer indiana governor mitch daniels, who wouldn't allow any bettingrdue university sports when he was, up until recently, president there. >> young people are facing more emotional and mental and psychological challenges, it appears, than they have before. at a minimum, schools should be careful not to be facilitating, enabling, and, while they're doing so, profiting off the marketing that might spread this behavior further. paul: so, are they? all universities declined our five requests for interviews. the university of colorado sent the statement, "the last two years have demonstrated that the necessary safeguards are in place to ensure this agreement is beneficial and safe. the betting companies involved just didn't respond. but martin lycka of europe's entain did. and his is one of the world's largest gambling companies. >> i strongly believe that any country, including the united states, is much better off having regulated this space and help drive out the black market, the unlicensed bookmakers that afford their customers absolutely no protectio

only did he winf th the endorsement of the aforementioned vance potential primary challenger, mitch danielsld not run. in a rare move, the nrc throw its weight behind his candidacyh for the senate as well. >> joining a me now, jd vance, ohio senator , and jim banks, indiana congressman. senator vance, all right. before we get into the news that you were initially herectio for, what is your initial reaction to this news about nikki haley?ley? well, loredo, i've endorsed president trump. i think that he's the likely nominee. and 2024, i certainly think that he's the best nominee because he delivered on his promises. and i think we ought to gives th him a chance during during a second term to deliver on more of those promises.i i'm not here to beat up on any of the other candidates, but i think trump's going to winth and i think he'll be the bese te nominesse for the party.ikki congressman banks, your thoughts on nikki haley? i i mean, everybody knows nikkiele haley, a lovely person. she was considered quitemore o formidable at the un. e toda she's more of an establishment favorite. you know,