the next model is concordant with two other| model is concordant with two other models _ model is concordants concordant with two other models we have seen that the project very large _ models we have seen that the project very large wave of infection. and you would — very large wave of infection. and you would have to be very big optimist— you would have to be very big optimist imagine this would not lead to serious_ optimist imagine this would not lead to serious problems so that does indeed _ to serious problems so that does indeed reinforce the importance of getting _ indeed reinforce the importance of getting booster doses into people but also _ getting booster doses into people but also actually, as nick's comments implied, people not yet immunised with the first two doses it is now_ immunised with the first two doses it is now critically important that they come — it is now critically important that they come forward and get the protection that those doses will -ive protection that those doses will give in — protection that those doses will give in orderto protection that those doses

models.ied that sage models are asked to focus on the most extreme scenarios. the omicron is incredibly virulent and they deliberately focus on the more extreme scenarios and don't do much probability waiting to different situations that occur, which calls into question a lot of the modelling. eye can see why rishi sunak, the chancellor, it was normally responsible for handing out a huge economy wrecking package to hospitality, if we have to lockdown again there might be frustration with those models. this again there might be frustration with those models.— again there might be frustration with those models. as we turn to the front -a . e with those models. as we turn to the front page of — with those models. as we turn to the front page of the _ with those models. as we turn to the front page of the mirror, _ with those models. as we turn to the front page of the mirror, lizzy, - with those models. as we turn to the front page of the mirror, lizzy, you i front page of the mirror, lizzy, you

so it's about how you model based on what you already l model based on what you already know?n't modelling, this is no wind. know? this isn't modelling, this is no wind- we _ know? this isn't modelling, this is no wind. we know _ know? this isn't modelling, this is no wind. we know some _ know? this isn't modelling, this is no wind. we know some of- know? this isn't modelling, this is no wind. we know some of the - no wind. we know some of the limitations of the omicron variant means it shows up on certain types of tests we can do. not being able to sample one of the specific genes in that sample. it means it is almost certainly omicron. almost certainly a very high percentage of cases in england are now omicron, but because it takes extra time to be 100% sure we don't count those in the concerned number total. but this isn't modelling, this is a quicker way of getting to the answer. i must correct myself. _ way of getting to the answer. i must correct myself. i _ way of getting to the answer. i must correct myself, i said _ way of getting to the answer. i must correct myself,

the next model is concordant with two other models we have seen that the project very large wave of infection be very big optimist imagine this would not lead to serious problems so that does indeed reinforce the importance of getting booster doses into people but also actually, as nick's comments implied, people not yet immunised with the first two doses it is now critically important that they come forward and get the _ protection that those doses will give in order to reduce the risk of them getting seriously ill. what about people who hear you say that and think, well, i am confused because now i am hearing that if i have had particular vaccines i don't have perhaps the protection against omicron that i might like. i am thinking obviously of astrazeneca. if you boost with one of the vaccines like pfizer you do get a very substantial further rise in your protective antibodies and we predict that that will provide significant protection against this new variant so those are the vaccines we've got at the moment and those of the tools we have to use and in the meantime we all do need to do ev

part of it is the changing models and deploying. assets in different ways the workforce shortages, all of it is coming together and i think as marty's comments are spot on and will continue to be challenging. that is why we are seeing continued interest in the autonomous vehicles and it is taking root from a trucking standpoint. that would seem to be an important resolution for the workforce. romaine: one of theromaine: biggest issues. a wealth of insight here, we appreciate your time. elizabeth ebert, partner at infosys consulting. coming up, we will look at a shorter distance view of what has been going on. delivery in 15 minutes? you have to have it. we will discuss the area of rapid delivery. before we go to that, take a listen to what some executives have said about what is going on. >> uber's traditional foray into delivery has been in the restaurant space, but it is a business that through the course of the pandemic has transformed to delivery of anything, and being able to do that how consumers and merchants want it. what i

- all. to role models? right. all humans — to role models? right. all humans are _ to role models? right. all humans are out there - to role models? right. all humans are out there and | to role models? right. all. humans are out there and are available to us to emulate, whether or not you even get to know them in person. so whether or not you even get to know them in person.- know them in person. so was there -- _ know them in person. so was there -- that _ know them in person. so was there -- that determination i there —— that determination which led you to believe that you could push frontiers from a very early age stop i'm now getting to a metaphorical notion of the frontiers you continue to push. i notion of the frontiers you continue to push.- notion of the frontiers you continue to push. i will say is not that i _ continue to push. i will say is not that i believe _ continue to push. i will say is not that i believe could - continue to push. i will say is not that i believe could do i continue to push. i will say is not that i believe could do it, just wanted to do it. i was

that's in cases that one of the key things about the model is that they're trying to model the severity of illness. from, from neutralization studies dark in the lab as well. we know from previous attempts to rows of illnesses, very hot model, and that way that i suspect that the number infections may be close to the mark with the impossible sections maybe less than the most predicts. in the most pessimistic scenario, even in the most optimistic scenario, where maybe not as many hospitalization, so just to wait and see. and those we know that these are responses are also very important in keeping people as a hospital and have more severe disease. and teeth responses are not really correlated in the model of the many fixed antibody utilization that results. but no matter what way you really look at this, the u. k, the rest of the world is facing more cases. more hospitalizations, is that avoidable and the u. k. now is difficult as if left it very long was you stop, see the peak of these cases now use irma chrome or if it is actually the horses bolted. so even though you impose restrictio

i mean, the models are done by this stage modelling - done by this stage modelling subgroup using thee models they have been using throughout the pandemic. what they've done is updated them for what we know about omicron and tried to incorporate lots of different uncertainties into it, so how transmissible it is, how much it can grow, from most pessimistic to most optimistic. the problem is that what they are showing is that even under the most optimistic scenario, we are looking at about 2000 admissions a day which is two thirds of the first peak and is two thirds of the first peak and is a very big strain on the nhs. 50 is a very big strain on the nhs. so 2000 admissions a day. what about what we keep hearing thus far which is that this new variant, for the most part, does not result in such severe illness was like i mean, what do you think of that? can we say that or do we not know that yet? we can't sa that or do we not know that yet? - can't say that. so what we can say is that as a population, we are a bit less susceptible to severe illness because we have a lot of previous immu

there is also that model and previous models - health service.ervice. there is also that - model and previous models have been concerned to assess the severity data, but we don't have enough data yet with 0micron but i suspect in the uk population you will see still good protection from the vaccines, frequently t cell vaccines from pfizer and merck are on average will be boosted by those boosterjabs. from the data shown so far, from the small studies, there are six —— significant vaccine estate from the 0micron variant which is boosted by these booster so i would encourage people to get the boosters and hope that the t cell response will protect from severe illness and death and the increased case numbers we will see from 0micron. much we will see from omicron. much emhasis we will see from omicron. much emphasis had — we will see from omicron. much emphasis had been _ we will see from omicron. much emphasis had been put - we will see from omicron. much emphasis had been put on - we will see from omicron. much emphasis had been put on the l we wi

and it's also a way of your show that it as a model an economic model, but also a chill political model. debts an alternative to others that exist there, including about and world initiative. it's also very important for us because it includes, apart from the public finance and the public sector, an important role for the private sector. i mean, the money that we are talking about will come a lot from companies. so companies need also to believe in this project. and from our perspective, it is a very good initiative and one that was long overdue. let's not forget your piece already. the largest owner in the world, the largest investor. what we are doing now is trying to have a more strategic approach and more team europe approach, trying to prioritize different initiatives and looking them under a common umbrella, the global gateway of well, that's the perspective then from team europe as xena bisman. what are your thoughts about this proposal? it seems that from the business community in europe, it seems to be warm the received. how do you think developing nations are likely to view th

that is what they are modeling. we have 45 million users in the united states and this last year about $21 billion. that might sound like large numbers but it's 2% of the overall retail spend. so there is a lot of growth but yet, that is a revenue model one charging. a. >> do you have research on the extent to which the companies depend on late fee is to be profitable? >> i don't. but i do know that some have pointed out of the emergencies may go down with competition so i worry that me lead to the consumers. >> i want to revisit a question that i asked because i was troubled by the resistance to answering what i thought was a straightforward question. should there be a minimum age requirement for the use of buy now pay later financial products? >> i would say many of the fda companies i represent have a minimum of not allowing anybody under the age of 18. these are standards that i can't speak for the entire industry. i would speak for those members which are members of the organization. having that minimum i think

abuse of profit models may be built of late fees. refunds may be difficult to obtain if there is a problem with the item or service financed. earned wage access products are a form of payday loans. funds advanced ahead of payday repaid on payday even if they are generally lower cost and less dangerous than traditional payday loans. most reborrow every pay period and fees can add up and increase with charges for instant access. in the end low wage workers may be paying to be paid. the trend is for employers and payroll providers to offer free early pay and free early wage access repaid through payroll used occasionally may help manage cash flow. more study is needed. one of the more deceptive and evasive forms of credit i have seen is the use of voluntary tips. the tips model is spreading and is used in earned wage access apps which have no connection to employers, supposedly overdraft fee free forms of overdraft credit on nondeposit accounts like chime, cash advance features and other nonbanking apps and platforms like solo funds tha

soviet model. the belarusians, today the economy is horrible. and they've got protests in the street being violently beaten down. the quality of life is like a village over there. it's an incredibly high quality of life and a booming economy so i do think that there are lessons that are instructive about the kind of political and economic model that you choose to rebound out of distress whether it's political distress, economic distress or both. >> is it a coincidence that it's also one of the highest orders? >> it wasn't one of the highest illiteracy rates in the 1970s and 80s but what they did after his day and braced we are going to be a knowledge-based technology. we are going all in on education and all in on what we are projecting the economy to be as opposed to belarus which was we are going to preserve this economy. education is not as important as when you are focused on taking copper out of the earth. one made a progress of choice and one made a regressive choice. we see that in the middl

are attached to a late fee, so these are not models. or incurring, reoccurring debt. these are the products that help consumers have a flexible payment option that have clear and assignable payment periods that they can meet. it is in their interest for them to meet these payment requirements that they can use this product over and over again -- >> my point is that only 3% of people even experience a late fee, and how many of those are abused by companies? i would think that would be a pretty small figure of that 3%. i'm not condoning those folks. they shouldn't be doing that. we should be finding a way to punish them and keep that from happening, but i think let's not overblow the problem here and throw the baby out the bathwater. this is a very good way to allow people to purchase products and pay from the in a timelier as they can afford them. >> one thing to understand the mechanics behind is when someone does miss a payment or have a late fee their account is immediately paused. they're not able to participate in anymore buy now pa

the data governance and how the business model worke— model works. form of facebook _ model works. the accusation of one form of facebook employee - model works. the accusation of one form of facebook employee is - model works. the accusation of one| form of facebook employee is going further than what you're saying is actually for facebook ultimately interview the bottom line is what counts and they put profits before people. she used to work on the company's algorithmic products and she was very damning in her evidence to the senate committee.— to the senate committee. facebook hides behind _ to the senate committee. facebook hides behind walls _ to the senate committee. facebook hides behind walls that _ to the senate committee. facebook hides behind walls that keeps - hides behind walls that keeps regulators from understanding through— regulators from understanding through dynamics of the system. facebook— through dynamics of the system. facebook will tell you that means they can't— facebook will tell you that means they can't give you data, this

this is where the british established the model. what was the model?e, the british said all black people on this island and those who are coming here in the future will be classified as non—human. they're going to be classified as property, real estate and chattel — first step. second step, 1661, britain used this island as a laboratory for the constitutional development of slavery, which says all african peoples are of a violent, barbarous nature and should not be governed under the same laws as christians, thus the white supremacy. this is a laboratory. from here, it moved across the caribbean, it moved to the united states. so, having this interview here, you have come to the source of the crime that we are trying to adjudicate today in the broad context of reparations. and i keep on asking you this, but you're not making much progress, are you. . . yes, we are making process. ..on a government to government level at all? we are making significant progress. we do not expect this to happen overnight. but you've said you've been arguing for it for 100

>> no, i think it is clear the model is different than the chinese model.ed on transparency, reciprocity, but definitely maybe these principles are not totally in line with what china wants. we have always been very clear, we have infrastructure in place that was built under development road initiative. i think it does not make sense to create parallel initiatives when we have infrastructure there. it makes sense that we create connections. if we do this and the mobile gateway with european money we need to do it with european rules, and these european rules based on sustainable development , the respective social rights, environmental rights and climate change, if we do under these conditions i do not see why we should not cooperate. it is very clear these conditions have to be met to make sure we can cooperate. let me come back to the african question. europe is the largest donor and investor in africa and around the world. we are just trying to use a new tool, a new instrument together all the resources that are already being invested by european compani

it is such a critical model. you have to make significant changes to make something out of this. >> you're obviously a sociologist. in this book that squarely within the tradition of them looking at schools and how they reproduce the social order. this is another thing that thrilled me about the research that would become this book. there is a famous work of sociology at looks at how particular kinds of schools steer the working-class students in two particular occupation by grooming them to be rule followers, meanwhile of affluent schools, the students were sitting around, being encouraged to pursue the spirit of inquiry. and that includes a quick sociology lecture, can you give us one about how this book updates this from that time? >> yes, i was kind of turning my head on that. >> that is what they were kind of scene, as he said, in working-class schools, students are taught procedure. we're talking about we're talking about how you shouldn't push back against her advisers. similarly to the middle class than,

a lot of the things tuition free college models that have been proposed and tossed around in recent models, they really did focus on and include hbcus in their formulation, not just private hbcus but public ones that point to that historic work theseinstitutions have done . 50 percent of black judges all coming from hbcu's even today. so if you think, if we share that hbcu's have that potential because they continue in that conversation and you know, our our major pieces in that discussion and not just adding hbcu's in the back, that starts to get to that legacy of underfunding. butmore than that , there does need to be this ... there need to be large injections of funds to hbcu's because of that legacy of underfunding and because that legacy is incredibly recent . in north carolina they made the jump in 20042005 to become a high research producing institution . they weren't getting any additional funding by the state . two predominately white institutions did the same thing a year or two years later respectively getting $2 million apiece to make that jump to become ahigher research activi

so it's a very different model. and giving consumers that flexibility, those needs, in a timeframe in which they prefer. >> thank you for that summary. when i think about earned waged access program, i remember one of my first jobs working in a restaurant. i was a high school student. and the school or practice was opened at night. and often in the morning, a sad day, it was the bank that was open. but i would have a need or again or something like that. it was hard to get to the bank. so when we got real paychecks -- i didn't have money. and so it was hard to have access. we think today with the age of the internet, you have internet banking. but you still have a need to access the wages. could you explain how earned wage access is working. and how -- you touched on in your opening statement, but the cfpb and their treatment of earned wage access? >> in my teenage years i was a busboy, that was my first job. really quickly, he w a, the way it works is that, generally speaking, if you fall under the framework of the

, politicians make are based on models. can _ politicians make are based on models, can you _ politicians based on models, can you talk me - politicians make are based on - models, can you talk me through both the worst and best case scenarios —— my first question to gooit�*s. the worst and best case scenarios -- my first question to gooit's.- my first question to gooit's. there is still huge _ my first question to gooit's. there is still huge uncertainty _ my first question to gooit's. there is still huge uncertainty about - my first question to gooit's. ii—iiff is still huge uncertainty about the effect the massive omicron wave heading our way. it still depends on whether the resulting disease is severe or less severe, significantly less severe, than what we see in delta. if it is very much less severe, more than a factor of ten, may be a factor of 20 or 30 less severe, this could be the best case scenario. but if it is even half of severe or as quarter as severe, then severe oi’ as quarter as severe, then we are severe or as quarter as severe, then we are looking at a huge number of ca

and so we just have to reinvent the role models. we have the rim and the role models. whether starts by the music that we make or the lifestyle is that we continue meet advocates of. >> again, the toys for joy christmas drive is this thursday from noon to 6 in oakland. and again, that address for 5. '03, market street. thank you, mister fat. >> still ahead tonight are in town to take on the kate really live at chase center for us tonight with a preview of the game tip time is a little more than an our away. and the worriers have 2 new starters because of covid entresto is the number one heart failure brand prescribed by cardiologists and has helped over one million people. it was proven superior at helping people stay alive and out of the hospital. don't take entresto if pregnant; it can cause harm or death to an unborn baby. don't take entresto with an ace inhibitor or aliskiren, or if you've had angioedema with an ace or arb. the most serious side effects are angioedema, low blood pressure, kidney problems, or high blood potassium. ask your doctor about entresto. or

no, i think it's clear that the model is different from the chinese model. a global gateway is based on inclusiveness is based on transparency is based on reciprocity, but definitely maybe these principles are not totally in line with what china wants, but i mean, i think that and we always been very clear also as, as, as business. we have already infrastructure in place that was billed under the belt and go the initiative. i think it doesn't make sense to create a parallel initiatives. and when we have already infrastructure there, it makes sense that we create connections. but of course, if we do this and if we do this under the global gateway with european money, we need to do it with european rules. and i think these are a p and rules based, for instance, for sustainable development. the respect of social rights and respect of our environmental rights of climate change. if we do, under these conditions, i don't see why we should not cooperate. but he's very clear that these conditions have to be met to make sure that we can call great. and let me come ba

the next model is concordant with two other models we have seen that the project very large wave of infectionand get the _ protection that those doses will give in order to reduce the risk of them getting seriously ill. what about people who hear you say that and think, well, i am confused because now i am hearing that if i have had particular vaccines i don't have perhaps the protection against omicron that i might like. i am thinking obviously of astrazeneca. if you boost with one of the vaccines like pfizer you do get a very substantial further rise in your protective antibodies and we predict that that will provide significant protection against this if new variant so those are the vaccines we've got at the moment and those of the tools we have to use and in the meantime we all do need to do everything we can do to slow down this doubling time to give the booster programme times take effect. much more on cvoid and the new modelling at the top of the hour. right now it is time for the media show. just when you, this programme contains flash photography. —— just to warn you. hello, i'm ros

that's in cases that one of the key things about the model is that they're trying to model the severity of illness from, from neutralization studies dark in the lab as well. we know from previous attempts that subversive illnesses very hot model, and that way that i suspect that the number infections may be close to the mark with the impossible stations maybe less than the model predicts that in the most pessimistic scenario, even in the most optimistic scenario where maybe not as many hospitalization, so just to wait and see. and also we know that these are responses are also very important in keeping people as a hospital and have more severe disease and teeth responses and not really correlated in the model of the many folks accountability neutralization that results. but no matter what way you would really look at this, the u. k, the rest of the world is facing more cases. more hospitalizations, is that avoidable and the u. k. but now is difficult as if left it very long was you stop, see the peak of these cases. now use irma con, it's essentially the horses bolted. so even though yo

states should be looking at the performance-based funding model. a lot of states think about how many of the institution has two graduation rates. if you are only serving students from that top 10% of income households [inaudible] i think it is going to be a very different result in terms of what students actually can do and what supports they need. the hcb use and like 60% more like 80% of the more eligible so it came about how the institutions are being funded. then on top of that, the federal government and the bills working through the legislature right now with the representative which would help rebuild the sort of infrastructure that is used, but i think that we are thinking about the legislation that holds up through the state funding model is incredibly important to build that equity. >> thank you for that. did we lose natasha or is she still here? >> i think she's here but with her camera off. >> maybe not. >> sorry for the hick up. you handled it incredibly smoothly. we have a question from the audience. in addition to the public educati

one we should be looking at the performance-based funding model. a lot of states think about how many students and institution has for graduation rates. institutions are actually serving. they are serving students from that top 10% of income households. i think you get a very different result in terms of what students actually can do and the support that they need i should say i think it's like 50% of the students are eligible. more than 80% -- so if you're really thinking about how we can make sure they are funded is incredibly important. on top of that is the federal bills are working their way through the legislature right now representative atoms has helped rebuild some of the infrastructure. i think it's the legislation in these state funding models is incredibly important towards building that. >> natasha are you still here? i think she is here. natasha, are you there? maybe not. we have another question from the audience. in addition to investment in public education what would endowments do to make a difference in the communities they are b

is a model of biodiversity. is a model of agro biodiversity is a model because indigenous peoples, 5000 languages are not about building empire thereabout reaffirming relationship in place. and that is what is missing, you know, with this industrial society as there is no relationship and, and reciprocity with, with the world that would create us, you know, the, the problem we have is the information environment with which we are operating, right? because i would put it to that, probably they're more people that are more comfortable to the imagining, the end of the world as we know it, and all of us disappearing of this planet than to imagine that the end of capitalism. that because that's how the power of the narratives we've been fed, you know, like, that's only system that works when clearly it's unquote, right, for the overwhelming majority. so for me, activism is, is primary an act of love and courage. right? that the activism is about saying we look at the world and re, to fuse to accept that this is the b

wants investors to look past cost of renting out clothing which is the business model.ck price around $10 is reflection of investors not buying that. >> i am not sure how long is a dress still good in their closet, right are you still, my wife, anybody renting a dress, are they going to rent the same dress three years ago as now how do you depreciate. i don't know we have to see. >> there's wear and tear, stuff goes out of fashion, and that's one of the main risks of the business model yes, they're looking into consignment, that's one side of it another question there, does that cannibalize the business they have. same questions we had similar to stitch fix >> yeah. and a lot of the bold narratives behind names like this were about return to work, which is being pushed back. lyft is telling workers don't bother coming back until 2023. >>> we want to check on lucid motors, announcing a capital raise of $2 billion and converts taking advantage of run up in stock. the street not responding, down 10%. more tech checafr isk teth - [announcer] at southern new hampshire univer

that's in cases that one of the key things about the model is that they're trying to model the severity of illness from, from neutralization studies dark in the lab as well. we know from previous attempts that subversive illness is very hard to model. and that way that i suspect that the number infections may be close to the mark with the impossible stations maybe less than the most predicts that in the most pessimistic scenario, even the most optimistic scenario where maybe not as many hospitalization. so just to wait and see, and those we know that these are responses are also very important in keeping people as a hospital and have more severe disease. and teeth responses are not really correlated in the model of the many fixed antibody utilization that results. but no matter what way you really look at this, the u. k, the rest of the world is facing more cases, more hospitalizations, is that avoidable and the u. k. but now is difficult as they've left it very long was you stop see the peak of these cases. now use irma con, it's essentially the horses bolted. so even though you impose

well, i think if you look at the models . think if you look at the models market to market you can certainlycan also find examples of optimism. i think these models are pretty complicated and if you think about what they're trying to do a week ago and what we knew was that omicron custom designed to avoid the first line of your body's defences. if you want to work out what it does to those cells then what does the rest of your body in your immune system to try and fight it off? you have then got to work that out for a whole population, people are sick, well, vaccinated, infected, stronger and weaker immune systems and then on top of that you have got to add, well, what is going to add over christmas and i was a mix and going to change and how was that going to change and we have heard about how bad and von might be in on top of that uncertainty you have got to add, you know, otherfactors like the weather. i will go to go out all be driven inside by vein and we have got all those bits of uncertainty and you can see huge range on these projections that they make i think one part of the omicron

can i help you with your model? them a lot the both of us to be another bottle too much from like the excel sheet on when i'm thought about what my video. so a sorry, sorry. so the few comments with a bunch of lawyers off in that and how does she any so called so a how does she and only thought i know how to from i can send it down which would come out of just sort dano on a bench a total of 70 med, he said, i think so. a lot of a our i mean i don't shallow profit with us another short i don't want a law. who else to look will you mind what on a way to clear? yeah. me a little you can assume to call in and when actually a with one of these and the mother of and to have these and pick it up or what i can look a b wise man. i'm gonna fill out joe with wow, i mean are a a hey phillips little he happy i, i did your son. he has a year to come for a plan that i did watch a lot that'll happen and as i human had let is all on not a full essay i that id been on as i knew not land has involved non non tides about this on that

no, that's in cases that one of the key things about the model is that they're trying to model the severity of illness from, from neutralization studies dark in the lab as well. we know from previous attempts that so most of illness is very hot model, and that way that i suspect that the number infections may be close to the mark the norm hospitalizations may be less than the most predicts. in the most pessimistic scenario, even the most optimistic scenario where maybe not as many hospitalization, so just to wait and see. and those we know that she's our responses are also very important in keeping people out the hospital and have more severe disease. and teeth responses are not really correlated in the model of the many fixed antibody utilization that results. but no matter what way you really look at this, the u. k, the rest of the world is facing more cases. more hospitalizations, is that avoidable and the u. k. lois difficult as they've left it very long was he stop see the peak of these cases now. she's erma crohn, the if it is actually the horses bolted. so even though you impose rest