when it comes to franchises, nobody knows the issue better than catherine monson. so much for joining us. give us your sense, what are the particular issues franchisees and franchisors are facing? , athe biggest challenges are majority of our franchisors and franchisees are not deemed essential businesses. child care,gyms, hair salons. for members that are deemed essential businesses, even as seeingnchisees are declines in sales of about 40% because the only thing they are selling our covid-19 safety signs and other materials to keep social distancing, information out there, etc.. from going to robust sales to zero,r it is down 45%, or because you are a nonessential business, that is challenging for any small business. david: you talk with a lot of these franchisees and franchisors. do you have a sense that the first $349 billion, and for that matter, the next $370 billion, is it going to where it needs to go? catherine: really concerning. a recent survey showed only 11% of small franchisees actually received any ppp approval or funds. only about 5% of my fast size