i mean it happens in a montclair because there are people with means and there are people who want to do that. what happens when it can't happen? cause it can't happen in a newark? >>right. i think we give back to the concept of share responsibility. i think a public private partneship so certainly the public sector has to contribute. we should also look at philanthropy foundations such as mine to supplement where we can we have to look at other community resources the business sector et cetera i think we all have to bear responsibility that all of our children deserve a high quality pre k experience >>say someone says that's not y kid. i was thinking about this someone says listen particularly after 2008 economy's tough employment situation's rough out there i'm barely keeping my situation together in my family you want me to worry about somebody else's kid? you gotta be kidding me. what would you say? it's not just about the kid it's about the community this is ultimately a community issue if these kids start to fail as steve talks about then you start to get all these ramifications

will one go out and buy a large home in montclair new jersey and leverage themselves to do that? mortgage credit has not grown since the great recession. it has moderately increased this quarter. >> maybe that is good. what is wrong with having a good old-fashioned 20% down and a steady income to show? >> the beauty is that you said study and become. you canehold income, look it up on your bloomberg terminal, as well hello what it was in 2008. it is not growing. if you adjust for inflation, it is lower. >> perhaps the question is, given that you still have to put 20% down on your house and people are being somewhat restrained which is a bubbly a positive, can the market, can the s&p, can the russell 2000 continue to expand that such a fast rate, continue to rise at a fast rate, given the pack that people have ratcheted up their spending? >> from a long-term perspective, we ratcheted our total return down to 5-6%. we are expecting for 2015 an upward bias to the market in the u.s. but nonetheless, none like we have seen back in 2015. >> thank you very much. matt miller, thank you.

. >>> in the heart of the montclair district in oakland a little piece of nature is being restored. it's a project that will probably never be finished. but kate kelly reports thanks to this week's jefferson award winner, it's coming back to life. >> reporter: this neighborhood trail may look like a walk in the park, but richard kauffman will tell you it represents years of hard work. >> it looks vastly different. this was an overgrown jungle this hillside. >> reporter: kauffman lives just up the hill from beaconfield canyon a small slice of city-owned open space in oakland. but it wasn't beauty that inspired him to get involved. >> we saw a fire waiting to happen. there was just a huge amount of debris this had been building up in this canyon four years. >> reporter: it became clear that the vines and debris were thicker than the city budget. he got neighbors' help and rolled up his sleeves. >> we hauled out tires, old sinks, things like that. >> reporter: today, seven years later, the monthly volunteer workdays he started continue. and what was once impassable is now a golden trai

it is 29 degrees right now i can take a zoom in. 29 degrees aaron reporting in montclair pa another neweather watcher. the barometer is steady but it will be on its way down as the frontal boundary moves a little bit closer. if you would like to be an "eyewitness weather" watcher join the team. we are expecting a very busy winter. go to cbsphilly.com/watchers to sign up. >> on storm scan3 you can see the clouds moving in. you can see them on our sky cam throw as well. this is a view from the ben franklin bridge, of course, looking at center city philadelphia from campbell's field. some high clouds oscuring that sunshine tomorrow. but you will see some sun through these clouds they are very thin high clouds but then the rain will be moving in. right now it is over the midwe midwest. temperatures falling with that clear to partly cloudy sky but right now in wilmington, 40 degrees some of the clouds move in. and in reading it is 37. the poconos at 30 degrees. allentown 30 and in philadelph philadelphia, it is 36 degrees. as we zoom in closer freezing in pottstown, 28 in quakertown. where i

other guests our daughter as we do this program olivia happens to be in a wonderful pre k program montclair pre k and i'm always proud to say that because they do wonderful work and i see what has happened in just a few months for her and i see what happened with our boys as well our sons i see the impact that it had on them for them and how much better off they were when they went to kindergarten. help people understand what happens to a child that does not have that advantage. help people understand that. >>well what happens to those kids is they hit kindergarten without being prepared for what's going to happen to them >>define what it means to not be prepared >>these kids... one of the... let me take a step back we actually benchmark our children against so called full paying kids in the same school >>sure >>so when they come, very often these kids when they come in they're measured against you know what would be acceptable for their grade our kids are typically ignificantly behind even at that stage at three years old for a variaty of reasons it may be language issues >>language is big

. >> little 10-year-old elizabeth blaine from montclair new jersey showing her support for a proposed which would allow parents to opt their children out of the common core testing. the voting will be held at a later meeting. >>> it is time now to brew on this. the town of south bits purring, tennessee sparking a free speech debate after trying to silence tts critics. the city commission voting to approve a new rule that bans critical comments about the town, its policies or the people running it from being posted on twitter facebook or any other social media outlet. it applies to a city employee or elected official or person doing business including volunteers. the reason criticism and lies have hurt their work. what do you think is this fine or over the line? send us your comments on facebook twitter or e-mail at "fox friends -- at foxfriendsfirst@foxnews.com. >>> why an american plumper tied to american propaganda is getting threats. the best video that will get your presents delivered on time. , and i quit smoking with chantix. people who know me, they say 'i never thought you wou

this coach connects in jersey city from montclaire, mount pocono, wilkes-barre, clark summit, great beneva, pitston, almira. mount morris and buffalo. >> whoa. and they fired you. >> that's right. >> greyhound what are you thinking of that. >> i got fired for a wildcat strike. >> you are executing a role. i don't know. >> it's interesting that you say that and it's true. >> you lock into comfort. >> i locked into a comfort zone which is a disfraction all the nasty things that happen out in life being an actor for me is a blessing because it gave me an opportunity to play peters. if i was distraught in this area where it was real life i was able to play a character and escape into something else. >> how interesting, one of your most famous lines, michael coreleone says hello. it was ad libbed. >> i'm nervous as hell. i got the part by being interviewed. we're down in the place, going to shoot this scene in rehearsal. i have to come out and put this thing around his neck. michael plays the character. i come behind him and supposed to choke him. there were no lines. now let's rehearse it.

it was done by a group of journalism students at montclair university, led by steve mccarthy.merican students in the kind fund is crucial to its success, because the kind fund has years and years of work ahead. as cyber monday draws to a close and you make your final online purchases of the night, you might consider taking a few of the dollars that you've saved today in those amazing online sales and going to the kind website. lastworddesks.msnbc.com. and if you can't afford anything you can still help by tweeting or posting on facebook a link to the kind fund at lastworddesks.msnbc.com. you can call 1-800-4 unicef. kids don't know that they need these desks because they've never actually seen desks until that magical day when these desks suddenly arrive. >> i tell you that the desk delivered at the school, that's christmas for these kids. christmas comes in december 25th and pretty much nothing happens in their lives. when a desk is delivered to them at the school, that is christmas. you have made their day. you have made their year. you have made their lives. >> the work men

the heart of the month claire district in oakland a little slice of nature is being resort in the montclair district. it's a probably that will probably never be finished but kate kelly reports thanks to this week's jefferson award winner it's coming back to life. [ applause ] >>> reporter: this neighborhood trail may look like a walk in the park. but richmond kauffman will tell you it -- richard kauffman will tell you it looks vastly different. he lives up the heel from beacon field canyon a small slice of city-owned open space in oakland. but it wasn't beauty that inspired him to get involved. >> i saw a fire waiting to happen. there was just a huge amount of debris that had been building up in this canyon for years and years. >> reporter: it quickly became clear that the vines and debris were thicker than the city budget so to tackle the problem this local dad enlisted the help of his neighbors and rolled up his sleeves. >> we hauled out a lot of tires, old sinks, things like that. >> reporter: today, 7 years later the monthly volunteer workdays he started continue. and what was once imp

and in the hills, get above 1,000 feet, that's you in the oakland and berkeley hills, up by montclair0-mile-per-hour winds coming up as this front passes by tomorrow in gusts. so what to expect? we'll be cloudy tonight, rain is already in the north bay. heavy rain gusty winds coming up tomorrow. then the front comes through and the wind is gone in a matter of a few minutes you will go from 50-mile-per-hour winds to 10-mile-per-hour winds. we keep the rain on friday but the wind will no longer be a concern. high temperatures tomorrow on a storm avenue day oakland 603. san jose 63. san rafael and fairfield right around 60 degrees. so a very stormy day tomorrow. rain showers around on friday. and after a dry weekend with sunshine on saturday, more rain moves back in next monday and next tuesday. a stormy 24 hours especially tomorrow morning. that's your forecast. heading over to liz. >>> every year kpix 5 teams up with "food for bay area families" to help those most in need this holiday season. tonight we are joined by the president of pick n pull and several others and larry sly executi

montclair and canada goose outerwear doing well. one is that the sizes you want are not always there. >> this sounds like things for ladies. what about the dudes? >> beats headwear. headphones. anyone who does not have beats headphones already? i will get you some for christmas. i will give you the ones off of my desk. >> it was crowded. >> it was. i asked them if last-minute shopper spend more and they said, yes. the problem with the last-minute shopper is they need a gift, so they will throw money at the problem to make it grow away -- go away. savio, have you finished your christmas shopping? >> i am short in a rising market. goes,e of the guys who yes, i will take it, can you wrap it now? those are candles? >> jo malone. >> it is owned by estee lauder. >> i think it is a european company. andt was in london thing only in london and trendy to bring it back on wall street. >> these are luxury items. these are people looking to spend serious dough for the holidays. isn't it the best? >> doing your job and finding stuff at the same

>> montclair. you have to assume that that is a competitor.ry apparel, it's expected to slide. anybody that sells luxury clothing could be a competitor. the united states is the biggest target. when you look at japan, as the -- itcy has weakened makes it more expensive for them. you are seeing tourism skyrocket. there are tourists. to chinese are flocking japan to buy cheaper luxury products. canadabrands, not just goose, they are all rates in their forecasts for japan against people are going there to buy products. >> they are not selling to the japanese. they are selling to people traveling there. >> they are buying them in yen. at a thousand dollars. >> we would love to see a cheaper coat. he has never seen a discount. he wants to be a burberry or a chanel, a brand that never discounts. they are always in high demand. >> and optimistic story for canada goose. when we come back, jim chanos shows stephanie around art shows in miami. ♪ >> the art world brought some heat to miami. it was the largest contemporary art fair. $3 billion worth of ar