ever since i can remember, i've been fascinated with moveny, making it, saving it, studying it. by the time i was 31, i'd earned enough to retire. so i embarked on a new mission -- helping you take care of your money, so you can save more, spend less and avoid getting ripped off. >> now from his yad yoe studio, your money expert, clark howard. >> are you happy? are you really happy? have you heard of the well-being index? this is an organization that tracks how happy or unhappy, how well we're living in all different categories. they just surveyed over 100,000 people to see what makes you the most happy at work. and i got to tell you, i'm jazzed about what does make people the happiest. it's being your own boss. being an entrepreneur. and you know, during a recession, and i know the economists are starting to say we're not in one, they should go visit an unemployment office. for people looking for work, many times you're just meeting a closed door. but maybe you should open a door and start your own business. it doesn't seem to matter what your level of education is, what your t