mr. capretta. i don't know what part of law the administration is using to allow to say that this mandate on the employer side can just be ignored and i don't know why my friends on the other side of the title are insisting that all is followed. so, do you know what waiver they use and what part of the affordable care act or obamacare was used and what are they citing to eventually weigh this requirement? >> in the blog post that has been referenced, they cite the reporting requirements where they are going for the delay. so they are not actually going into the structure of the mandate itself to say that it can be delayed. they are going to the section that requires employees, but there has been an increase and by your leadership in the house to the president and his team asking that very question but i think they've been asked by the press and they haven't responded yet. there is no official response on the administration about the reasoning about how they could do this. >> what is your personal o

mr. capretta. you talk about fairness in your testimony. it would only seems fair, the individual mandate is delayed as well. why should large companies be responsible but not workers? you talk about is it fair to threaten tax penalties on the uninsured under these delays? can you explain why you feel that way? >> the law requires that individuals beginning in 2014 sign up through their employer or through exchanges, or they pay a penalty of the greater of $95 or 1% of their household income that would be enforced in the tax system through what they are filing in taxes early in 2015. look at the situation we have now, where you have many employees not getting an offer of coverage from their employers because the employer requirement has been suspended for a year. we do not know if they were offered coverage through their employer. moreover in many of these changes around the country in at least one state, one plan being offered. so the choices will be quite limited. is that the circumstances upon which you want to start imposing on lower in

mr. capretta's points, but i would point out that the cost of coverage on the a.c.a. is going to be much higher than what currently exists in the current health care system. not only are we requiring that insurance and families purchase health coverage, we are requiring them to buy coverage that is in many cases two to three times the cost than it is today. >> so for some their health care costs will go up dramatically. >> that's correct. >> you weren't here a few years ago in the committee. you are hearing rewritten today. a few years ago, the ememployer mandate was touted as one of the twin pillars of obama care in which this new law depends. and everybody, republicans on this dais, to eliminate the ememployer mandate was greeted with outrage, claiming that we were trying to gut obama care. today you hear a different story. that ememployer mandate, no big deal. really just an afterthought. it has no impact on businesses like yours. in fact, what we hear today is that this one-year reprieve is the greatest thing since sliced bread. is ememployer mandate impacting you

mr. capretta, mr. and mr. falk. i will get to mr. capretta.you're talking about fairness in your testimony that you submitted to us at the employer mandate will be delayed. it would only seem fair if the individual mandate is delayed as well. why should large companies be relieved from responsibilities but not workers? and you talk about fair to threaten taxpayers on the uninsured under the phillies but can you explain why you feel that we? >> yet. certainly the law requires that individuals beginning in 2014 sign up with the government improved interest either through the employer or through the exchanges, or the death penalty of the greater of $95 or 1% of their household income. that would be enforced in the tax system through what they are fun and taxes probably in early 2015. look at the situation we have now where you have many employees potential and not getting an offer of coverage from their employer because the employer requirement has now been suspended for a year. moreover, we don't know if they were offered coverage through their