mr. capuano. >> thank you, mr. chairman. bonnie, do you miss us? >> no. >> i don't blame you -- >> i am not under oath. >> i think -- the gentleman of the panel, and barney, you're seeing this again, a show with no purpose to it. for me, i love you all, i would have left. because this seems to be going nowhere. it is going nowhere, mr. wilson, you already made a proposal, i would sign on this tomorrow for a small community bank holding their own mortgages at 100%. you should not be subject to qm. sign me up, that is easy. but we don't want to talk about that. we want to talk about how bad dodd-frank is. we don't want to talk about some of the things we come to an agreement on that fix some of the things we need to fix. instead, we light the chambers of the outside ideologue think tanks. we can't talk about too big to fail. many of us think we did a pretty good job with too big to fail. but i for one think fine if we can do more let's do it. what is the problem? so i put a bill in, others have a bill in, 2266. i can't get the ideologues to support i