mr. cardenas, is recognized. mr. cardenas: thank you. i'd like to yield the balance of my time to congressman schiff. the chair: congressman from california, mr. schiff, is recognized. mr. schiff: i thank the gentleman, my colleague, for yielding. for a large business, a cyberattack can be costly and damaging. for a small business, a cyberattack can be fatal. wiping out a family's dream or a lifetime of work in a few clicks of a mouse. small businesses and small financial institutions also don't have the large legal shops that are sometimes necessary to keep up with the latest changes or regulations coming from washington. that's why i'm so pleased that my california colleague offered this important amendment. while i don't expect that any sharing mechanism will ultimately be costly to maintain or access, there will be some cost, especially in the early stages of implementation. and there will be some new procedures to navigate. this amendment will help put the reach and authority of a small business association in the service of cyberse