mr. christian dorsey . welcome to all of you. you think the government is to blame for rising bank fees? >> how could you not blame the government? first they need to stay out of the way. the foreclosure mortgage bailout garbage. who is paying for that other than us? and banks have to find a new source of income and believe or not it is fees on you and i. we have heard this for the better part of four years and the government is strangling with regulation and the cost is passed on to the consumer. they were supposed to fix it but like house like the plan to fix the job market it only made things worse. he might as well should have been. he was telling them to move their money out of the bank of america. it is happening all over. j.p. morgan said they can't make money serving customers with less than a 100 k. >> to be fair. it is not just bank of america and they tested it for almost new englands. we'll have to do it and pass it on to the customers. should we not be surprised. >> look, banks are not as profitible it is not just an