mr. cleaver for follow-ups. >> thank you, mr. chairman. again, before we close out i want to thank you for the vision of trying to get this done much earlier than we normally try to get critical legislation through. i just have one question. and -- you know, my son's in school outside of los angeles and i go out and see all of these houses built, you know, on cliffs. like, i dare you to rain and -- and wash my house down the cliff, and i'm -- because i'm on this committee i'm always angry driving through there, and saying little words as i drive. but -- those are usually wealthy people. the chairman and i, and ms. waters, we -- we were in the ninth ward just a few months ago, and ranking member waters and i were there just a few weeks after katrina. my son, i have a son in college down there at the time. and it was just decimated, and -- the actor from missouri, brad pitt, raised a lot of money and they've rebuilt the ninth ward. most of the houses are now on stilts, but the people are still there, and these are not rich people. these are

mr. cleaver for his follow-ups. >> thank you, mr. chairman. and begin before a close-up of what you think you for the vision of trying to get this done much earlier than we normally try to get critical legislation through. i just have one question. my son is in school outside of los angeles adequate and see all these houses built on cliffs, like i dare you to rein and wash my house down the cliff. because i'm on this committee i'm always angry driving through there and saying little words as i drive. but those are usually wealthy people. the chairman and i come and ms. waters, we were in the ninth ward just a few months ago, and ranking member waterston i was just a few weeks there after katrina. i had a son in college down there at the time. it was just decimated. the actor from missouri, brad pitt, raised a lot of money and they rebuild the ninth ward. most of the houses are not on stilts, but the people are still there. and these are not rich people. these are poor people. that ward was esther remains a low income ward, although people go t

mr. cleaver for five minutes. thank you, mr. chairman.t me again as yesterday the very step you take towards dealing with the issue of insurance before it becomes caught up in a critical year where we are not going to have a lot of days. i think it is appropriate for us to continue as the authority begun hearing issues that relate to the flood insurance. and we discussed yesterday rather broadly the nfip program and highlighted areas where there is room for improvement and discussing ways in which nfip could be reauthorized. today there is a second hearing on flood insurance and they will be discussing the role of private insurance in the flood insurance market which is a significant issue in a significant concern and we dealt with it yesterday. i think the key to the whole issue is whether or not the private sector is interested in and will become intimately involved in the program, which we've attempted over the years the program created and made 68 to provide consumers to get coverage from the very limited private mark it. nfip is deve

mr. cleaver from missouri for five minutes. >> thank you, mr. chairman. yesterday, i asked your witnesses if any of them believed that we needed to end the nfip. and there were no hands raised so i am interested in whether this panel sees it the same way. are there any of you who believe we need to eliminate the nfip? raise your hand. >> i think we need to eliminate the nfip as a direct provider of insurance and transition it to a mega reinsurer along the model of the terror risk program. the private market is in a better position to deliver the coverage of flood in the standard homeowners and commercial properties than the nfip with a separate flood insurance program. >> but wouldn't the rates be higher for the consumers than they are right now for the nfip? >> no, certainly for some. but for the vast majority of consumers the rates would be less because the private market could deliver the coverage of flood far more efficiently. there are fewer administrative cost because you eliminate a second policyment you eliminate a lot of claims settlement cost be

cleaver was found in the car of matthew bromson of connecticut. police say he was drunk and has midthreats to several people. passing through the baystate on saturday. >> a trump supporter, worried about mr. trump's money. >> reporter: dealing with an unwelcome guest in a rally in amherst. he was a quick comeback after a donald trump supporter started to heckle him and after the rally he talked about the interruption. >> reporter: bernie sanders in the baystate on saturday. but there was drama on the campaign trail. a drum supporter making a scene at sanders' morning event in umass amherst. the man was eventually escorted out of the building and the vermont senator had choice words for his republican rival. >> i say to mr. trump and his supporters, that the billionaire continue to own this nation. >> reporter: and later in the day sanders was still talking about the better ruption after a second event in worcester. >> the vast majority of the people in this country did in the want to see billionaires continuing to run this country and we need a government that represents all of us. nick emmons, 7 newstoday in new england. >> nancy: and hillary clinton back in the granite state today, she