i think it was mr. cline. i think it was mr. cline. i think we all value intellectual consistency and honesty. is the employer mandate so high as to discourage employment or is it in fact so low as to encourage companies to drop coverage? >> it is -- it's going to be a choice -- you're posing the question actually correctly it's going to be a choice that businesses will look at. my example that i'm talking about is you're a small business sitting at 49 or 50, business sitting at 49 or 50, you're going to look at the cost of going from 50 to 51 and theithe costs are very high to do that. it's going to cost you over $40,000. you make a decision to not hire that additional person. that's a job-killing decision. >> most employees already have benefits. i was a small business. they had that to begin with. you're referring to people who don't provide insurance to the margin. >> they may not be providing as the law dictates. we have these examples where you have the mini med programs. >> to be clear again, not at levels exactly indicated by l

i think it was mr. cline. i think it was mr. cline. i think we all value intellectual consistency and honesty. is the employer mandate so high as to discourage employment or is it in fact so low as to encourage companies to drop coverage? >> it is -- it's going to be a choice -- you're posing the question actually correctly it's going to be a choice that businesses will look at. my example that i'm talking about is you're a small business sitting at 49 or 50, business sitting at 49 or 50, you're going to look at the cost of going from 50 to 51 and their the costs are very high to do that. it's going to cost you over $40,000. you make a decision to not hire that additional person. that's a job-killing decision. >> most employees already have benefits. i was a small business. they had that to begin with. you're referring to people who don't provide insurance to the margin. >> they may not be providing as the law dictates. we have these examples where you have the mini med programs. >> to be clear again, not at levels exactly indicated by