mr. cordray. i enjoyed your opening statement we saw plenty of those before 2007 and larger credit reporting companies. the one thing that is glaring to me is you took title insurance and you tag it for the buyer. that is a real concern for me. >> i'm sorry. >> insurance policies? you have tagged those as optional. anytime a buyer would look at something it would say optional and it costs money and generally they don't do. most people don't understand what optional means are they don't know what title insurance means the bank regulators and gses all required title insurance form. the issues they look at and title insurance are completely different than what a buyer would look at on a title insurance policy. they want to know they have free and clear title so they don't get into the back pages of title policies but i've been in real estate since my early 20s and done a historic easements in right away shoes that will come up on the back pages of title policies that lenders are not concerned with an

mr. danny cordray. he's going to be joining us as our new traveling salesman. say hello to danny!this is not some sort of construction site or all of italy where you can just go around treating people like meat. we are to respect him. i respect him because he reminds me of somebody. can anybody guess who that is? - josh duhamel. - yeah, i can see that! - no. no. no. somebody in this office. - he's like a better-looking andy. - thanks, kevin. - no. me. right? sorta like...a little younger version of me. - it's hard to judge ourselves accurately, isn't it? - michael. - yes. - can i talk to you about something? - no, you may not. - it's about this very announcement you just made. - i just said no. - michael-- - michael, i think you really want to talk to him. - okay, let's-- all right, all right. let's talk. please don't let him leave. don't leave. - gotcha. - you hired him? - t me ask you something. do you want your life to be better or worse or stay the same? all: stay the same. - okay. well...get ready, 'cause it's gonna get better. - it's not gonna get better. he's gonna steal al

mr. cordray will support us in that effort. >>steve: don't hold your breath.us about the leave it initiative. >> we're about spwourg hispanics to help them achieve the american dream. we're in danger of an entitlement society of robbing people of the reason they came to this country which is to work and to prosper. that's what we do. >>steve: do you have a web site? >> www. www.thelibreinitiative.com. >> are we the first once on the curvy couch? >>elisabeth: that's an honor. >>steve: we showed you our brand-new set but wait till you see how we tore the old one down. we'll take you behind the scenes. >>elisabeth: remember when this government advise r was caught sleeping on the job. the story next. heart healthy, huh?! ugh! actually progresso's soup has pretty bold flavor. i love bold flavors! i'd love it if you'd open the chute! [ male announcer ] progresso. surprisingly bold flavor for a heart healthy soup. see who does good work and compare costs. it doesn't usually work that way with health care. but with unitedhealthcare, i get information on quality rated

mr. cordray. congratulation and condolences on your conformation. [laughter] i represent the mexico 50% of the loan for housing for trailer house. when your agency if they are misused they follow down. and for our five years any prospect of changing that? >> thank you, congressman. this was an issue we worked hard -- under certain area. we come from an area of ohio i consider rural. across the road. i come understand rural means something different from my experience. >> that would bring up the second point. this is the mexico. that's right. we have 2-million people in the same side geographically as northeast 55 million people live in that area. if you look over here in the corner here. that's luna county about 2500 square miles which makes it larger than rhode island and delaware. it's got 25,000 people. which means we have eight people per square mile. in new york, for instance, you have 27,000 people per square mile being treated the same here. there's one road north and south one road east and west. in the one town it's right in the middle. and