mr. crookshank. is there an opportunity to compare those and match them up? >> i am not sure i can do that. i can read his testimony if that is what you are asking. >> part of it was having business. what isn't applied is the fact that it was risky business and that is how we got the report, the failure. >> they made a decision to increasingly taken on these types of risks and. these were business decisions that they were entitled to make. they were escalated and people concurred about the risks they should take in making business judgment. what the regulators did not do was prevent them and say we prevented you from doing so and basically businessmen are permitted to make judgments how much risks they can take. in this situation it wasn't irrational. we concluded it was with in the business structure. >> thank you for your answers. yield back the balance of my time. >> we now hear from the gentleman from texas. >> thank you. i missed some of your testimony. if we plowed some old ground apologize. the first question i have concerns the repo 105 brackets which