mr. curry, what accounts inform -- from the change from charlie crist's watch to governor scott's watch? why? >> charlie crist, when he automatically restored felonies' rights without any process, without any process before any board or any hearing. the question is when you think about a felony, a drug trafficker. what would you say to their families that person serves their time and their votes righting automatically be restored? >> i would say the same thing i said about michael vick. playing quarterback for the eagles. i don't like it but he paid his debt to society. man has to eat. if we really believe in the process of fulfilling one's debt to society, then you have to allow them all the rights which includes voting. no? >> it's reasonable to have a waiting period. and after that waiting period a process where you go before a board and make your case as to why your voting rights should be restored. as a felon, you have violated the rights of other citizens. and by the way, criminals not be

mr. curryre with us today, and they have an excellent partner, their work is essential to the effective enforcement of our fair lending law. at the core of the plant is a simple story -- if you are african-american or latino, you're more likely to pay more for your mortgage loan even though you were qualified and deserve better treatment. this is a case about real people, african-american and latinos, who suffered real hard as a result of wells fargo's discriminatory lending practices brick is about the 80-year-old african-american resident in the baltimore area with a 714 credit score and a rock-solid file received a subprime loans instead of a prime month, and was not told she may have qualified for a prime loans with better terms tricked by the time she realized she had an adjustable rate mortgage, and not the fixed-rate mortgage. it was too late. the damage was done. this is also about communities such as the one in the city of chicago, we visited last year, warehouse after haouse boarded u

mr. currie, i think you're going to see a great deal of improvement but the notion that our problem is too much regulation, i guess i am struck by the percosity of people who make the comment. that is very articulate statement apparently from people born sometime only in 2009. >> thank you, ranking member. mr. green, new york, is recognized for one minute. >> thank you, chairman and good morning, mr. secretary. the american people were told when dodd-frank was signed into law that they could rest assured these regulatory failures were going to be a thing of the past yet over the last two years we've seen massive scale regulatory failures. we witnessed a collapse of mf global, over a billion dollars of customer funds misappropriated. in the last month we've seen the collapse of pfg commodities, close to 200 million in customer funds missing. now we're learning obviously of tremendous manipulation of the libor interest rates. that is something regulators might have known as far as back as four years. so i'm very interested in hearing from you, mr. secretary, how do we get the american people

curries. so why-- so, i said that you'd strangled a man with your bare hands, and that shut him up. why would you-- but it's all right now, because mrs. pearson got up in assembly and explained that you weren't a murderer. you must've been very proud. have you really never killed anyone? not yet. and it'll be good practice for the sponsored cycle for bangladesh that we're all doing. that's a great idea. have a lovely day. yep. will do. bye! bye! kids: bye, sue. right. was that barbara? yes, sweetheart. i like barbara. do you? that's nice. everybody likes barbara. she's lovely. always lovely and calm. yeah, lovely and calm. and i think she's a bit like a princess because she's so pretty, and her hair's always perfect. permanently perfect. why are there never any pens in this house? you've got some jam on your head. what? jam. on your head. oh, n-- karen, go and get your shoes on. ( clicks rapidly ) all right, jakester? yeah. are you all right? yeah, i was just, uh, checking some e-mails, see whether any needed action. so you weren't checking up on mum's new boss, again, then? yeah, well, it was... just a misunderstanding. i, uh, i was