mr. de marco. he's been overwhelmingly supportive there's some areas where we disagree a bit. of course, what congress designed for the fha, the administration has no authority over the choices he makes in this area. but we believe it's best served by initiatives h the area. we'll work to encourage and adapt those as we have quite successfully for three years. on the issue of principle reduction, there's a very strong economic and financial case to provide principle reduction in some circumstances where people are deeply underwater and face a hardship, like a loss of job. and that's why you're seeing banks and investors across the market doing principle reduction on a much larger scale in those ic do you have a counter part? can you spent us your analysis and how your numbers compare to those numbers? >> we're in it. so we want to make sure working off the same bases of facts. >> right. >> we look with a neutral independent view about where there's a case. >> can you provide the committee with the reports to document where you stand and where he stands on numbers. i'll be happ