mr. edmund hasslemeyer, senior research fellow at the heritage foundation. thank you very much for coming. we appreciate your time very much. your written statements will be made part of the record. you'll each have five minutes to summarize your time, and, mr. veueger, we'll tart with you. you're recognized for five .s for your -- minutes for your opening statement. >> first of all, i'd like to thank you for the opportunity to discuss insurance plan cancellations and material changes pursuant to the patient protection and affordable care about. act. when obamacare became law four years ago, a central claim made by probe points of this deeply informative insurance reform was not that it would make some better off through redirection of resources and more stringent regulation, but it would do so without harming others. except, perhaps, through new forms of income and capital taxation. this claim was present today public by president obama, by many other prominent members of the democratic party, by the full committee's ranking member just now in colloquial te