mr. eggert you are recognized. >> thank you, madam chairwoman, ranking member butterfield, and others. come at this from a different angle than most. i come from a consumer protection angle where i've worked most of my career. i was an add provider to the -- adviser to the federal reserve board on issues on the consumer board, and you can imagine the fun over the years, and when i think about gambling, the question i have is what consumer protections should be in place? i'm very happy to hear many of you talk about the importance of consumer protection in gaming gambling because it's a crucial issue. gamblers used to be looked down on, but now they are consumers and it's just another industry, and we should treat them like consumers as we do in other industries and think about what consumer protection is important in this industry. the perk of consumer protection is to make consumers good shoppers, to give them the tools they need to make smart decisions when they purchase, when they go to a cay casino, when they gamble on loin, whatever they do, we want to make them good shoppers and