mr. taylor: families losing many homes. in response congress passed dodd-frank, a bill with more regulations than all other bills passed during the obama administration. dodd-frank regulations have pushed many community banks out of business. we lose one of them or a credit union every single day. small business lending, the driver of jobs in this country, has declined. everyday banking services have been reduced, and homeownership is increasingly out of reach. the financial choice act provides more accountability over unelected bodies, unlocks small business lending, allows community banks to survive, stops big bank bailouts with our tax dollars and it will increase homeownership and it imposes the toughest penalties ever for financial fraud. this bill puts the american dream into reach for millions of americans and i yield back. the speaker pro tempore: the gentleman yields back. for what purpose does the gentlewoman from california eek recognition? without objection gentlewoman is recognized for one minute. >> veterans shouldn't have to come home in a body ba