. >> back to goolsbee -- back to mr. volcker, his idea has not always been embraced. >> you saw chairman volcker as well as bill donaldson, the former head of the sec. i would say, as i tried to out line, the ideas of reducing risky activities, protecting the system as part of a broader regulatory reform where we're going to end too big to fail. which is quite central to the white paper. it was specifically allowed and authorized in the house bill, that they could consider these things. when you add on top of that, that we have seen in microcosm. we've seen some of these financial institutions using the cheap money they can get because of the safety net to do proprior tear trading for their own profits. not if any client. i think those things -- we've been talking with chairman volcker all along. secretary geithner, director summers, and i think the economic team came in around. >> he was the engine for this? >> he was the engine -- i would say -- we have been talking with him and members of the perab, the economic recov