mr. greenblatt and mr. allen's problems. you could please tell us what the future could look like for them and how to solve the very real problems they brought up? >> number one, put together an exchange board that is from both sides of the aisle. but as you say, they care about the people of new jersey. our board has people -- >> i don't know -- sorry to interrupt you, i don't know if you heard about my governor, he is quiet he and soft spoken, but did he not participate in the exchanges. we have one of the best local insurance based knowledge there is and we didn't engage in that, new jersey. we left it to the federal government. so we're way behind new kentucky. not a place we want to be in new jersey. but continue. >> and that board being made up of people even though they were vitriolic against the aca, once they got on that board, they said we have an obligation, a duty to the people of new mexico and we are going to make this work. >> right and left coming together. >> right. >> and we all came together. we have a gre

mr. greenblatt allen's problems. could you please tell us what the future could look like for them and how to solve their very real problems? >> number one, put together and exchange board that is from both sides of the aisle, but, as you say, they care about the people of new jersey. our board -- >> i'm sorry to interrupt you. our governor is very quiet and soft-spoken. he did not participate in the exchanges. we have one of the best local insurance waste knowledge there is and we didn't engage in that. we are way behind you in kentucky. please continue. >> that board being made up of people, even though they were vitriolic against the aca. once they got on the board, they said we have an obligation, a fiduciary to the to the people of new mexico and we are going to make this work very >> right and left coming together. >> right. we have a great chairman, he is also a doctor. we met and we met and we resolve the issues and we hired an excellent ceo and we hired a the previouse private exchange administrator. we knew

mr. greenblatt for your excellent testimony. apologize. i'm not seeing well with my cold. did you a very good job. i thank you for focusing on fixing it as opposed to the rhetoric associated with another proposal. all right. mr. -- let's see here. ms. salter. >> good morning, madam chair, ranking members and other distinguished members of the committee. i am honored to be here today and to share my negative impact obama care has had on my small business and me. my name is sheila a. salter. i'm the sole proprietor of early to surge. i reside in north carolina and that is a state that has defaulted to the federal exchange. my company is a marketing consulting business. and the mission is to improve or accelerate the development and commercialization of surgical devices. my primary customers are start-up device companies. now i've been in health care for over 35 years. i'm well aware of the weaknesses and strengths within our health care system. i don't think there is a person in this great country of ours who does not wish for every individual to have affordable health care.

mr. greenblatt for your excellent testimony. apologize. i'm not seeing well with my cold. did you a very good job. i thank you for focusing on fixing it as opposed to the rhetoric associated with another proposal. all right. mr. -- let's see here. ms. salter. >> good morning, madam chair, ranking members and other distinguished members of the committee. i am honored to be here today and to share my negative impact obama care has had on my small business and me. my name is sheila a. salter. i'm the sole proprietor of early to surge. i reside in north carolina and that is a state that has defaulted to the federal exchange. my company is a marketing consulting business. and the mission is to improve or accelerate the development and commercialization of surgical devices. my primary customers are start-up device companies. now i've been in health care for over 35 years. i'm well aware of the weaknesses and strengths within our health care system. i don't think there is a person in this great country of ours who does not wish for every individual to have affordable health care.