mr. guthrie. i know you have to some additional comments. mr. guthrie: thanks representative tonko for moving forward and i will have to give my sympathies to mrs. slaughter. i know she is from upstate from new york, she has a little bit of kentucky mountain a little bit. and that connection we had and she has been special to me and my prayers are with her. doing into this, 2050, alzheimer's disease will cost the federal treasury a trillion dollars, i remember thinking, those are migrate-grandkids and i did the math, i'm going to be 86 in 2050. the generation that will be in that category is me. not some long off issue. d so it is something i'm i'm the end of the end of the baby boomer. and not just the stress on the federal budget but the dignity of the person with the disease, the stress on the family dealing with the disease and emotion is why it is so important. and i saw it from a great uncle when i was a young boy and later on in life figured out what was happening and we didn't understand what was going on. but we do now and something we n

mr. guthrie's concern. the program really is consistently proven, and i think it puts a disadvantage, whether it's 32,000 school districts in this country, approximately 30% of all schools fall in that category, and many obviously do not have the resources to be as competitive. >> we have to check whether it is a competitive priority a separate slate. we've made absolutely certain that rural schools and communities are well represented . we have gotten better over time at doing that, but i think we can address that specific concern pretty well. >> a shifting of $100 million i think is a significant concern -- >> i have struggled to get the data. >> thank you. >> thank you for your commitment. i will try to hit three different areas if i can. number in mye district. one issue that has come up his student debt. the fact that we are at 1.2 trillion, second to only home mortgages. a decade ago, we were a quarter of that. one thing that does not get attention is the ability to refinance student loans. s the cost