mr. hagan, the model designer was stuck with having to manually enter the data every night using spreadsheets, which had calculation and formula errors. in fact, the new key model for the $350 billion portfolio, including the synthetic credit portfolio is run manually using error-prone spreadsheets with operational flaws. teaching of mr. hagan was doing nightly manual data entry and sometimes staying up in the wee hours of the night to get it done? were you aware of that? >> i was nowhere the details of the work he was doing. i did know they were spreadsheets involved in mr. hagan often stated that it may. >> mr. bacon, the occ told us the spreadsheets, lack of a database, calculation and formula errors were shocking and absolutely unacceptable. do you agree? >> ideal. >> why did the bank model review say -- i'm sorry, why did they approved the var knowing the problems and allowed to operate in a shoddy action. why did the bank allow that? >> it's very disappointing. i have no idea. the risk mo

hagan. >> thank you, mr. chairman. and i, too, want to echo everybody's thoughts to both of you. you have given so many years of service to our country, and we admire, we we spent, we really do appreciate all of your commitment to our military into the national security of our country, so thank you very much. admiral mcraven, i want to ask a question on women in combat. now the former secretary panetta and general dempsey announced the end of the direct ground combat exclusion rule for female service members. you know, i know that you publicly highlighted the contributions that women have made your special operations missions, including the cultural support team. the military information support team, the civil military support element, and other roles. and i understand the departments the decision for women -- this will open up thousands of new positions for women, and including many in the special operations. i want to just get your overall thoughts on how this is going to be carried out. you know, how have women contributed to our special operations missions in recent years an

mrs. hagan: mr. president? the presiding officer: the senator from north carolina. mrs. hagan: thank you, mr. president. this amendment establishes a deficit -- the presiding officer: the senate will be in order. mrs. hagan: mr. president? the presiding officer: the senator from north carolina. mrs. hagan: this amendment establishes a deficit-neutral reserve fund for families of service members and veterans. my home state has the third largest military footprint in the nation. one out of every three people is in the military, a veteran or related to a service member or veteran, and we are proud that we make military families welcome in north carolina because supporting military families is one of the best ways that we can support our troops. this amendment is deficit neutral. it will not add one penny to our deficit. it helps to create room in the budget for legislation to help military families in areas ranging from health care to housing and from education to job placement while their loved ones are serving our country away from home. a vote for this amendment is a vote

mrs. hagan: i would like to speak one minute on this amendment. i think it's a very good amendment. we have over 300,000 service members in our active duty military that actually utilize this tuition benefit assistance last year and over 50,000 of them received diplomas, certificates and licenses. and it really does help prepare our service members for a successful transition when they transition into the civilian work force, when they choose to leave the military. this has been used for a recruitment tool and for a retention tool and i think it is imperative that we continue to offer this tuition assistance benefit to our members. so i certainly want to thank senator inhofe for working with me on this bill and i think it's a very good amendment. i also want to thank senators mikulski, shelby, durbin, and cochran for reaching an agreement to move this amendment forward. thank you, mr. president. i yield the floor. ms. mikulski: mr. president? the presiding officer: the senator from maryland. ms. mikulski: thanks to the excellent work of senators inhofe and hagan, who have reached an

mr. president, i ask unanimous consent the next amendments in order be called up to be the following, begich number 341, alexander number 515, merkley number 398, rubio number 292, hagan number 278 and isakson number 138. that there be no second-degree amendments in order prior to the votes in relation to any of these amendments, that notwithstanding all time having expired on the resolution there will be two minutes equally divided prior to each vote, upon disposition of the isakson number 138 the majority have the next amendment in order and all these votes will be minutes. mr. sessions: mr. president, reserving the right to object, i think this is a good list, look forward to moving forward on it. i will try to work with senator murray and others. maybe we can avoid the gaps we've been having. we have a lot of senators here, a lot of things to do. there is an anxiousness we shouldn't be having so much down time and we'll be working toward that. i thank the chair and would not object. mrs. murray: mr. president? the presiding officer: without objection, so ordered. the senator from washington. mrs. murray: i would agree with the senator. we're trying to work through