. >> mr. hoppe under the current system what you have seen is premiums rising tremendously on people. the deductibles rising for people. it got to the point to have insurance, you could not afford to use it. that's part of the problem that has to change. >> let's stop right there for a second. let's take a look at that. mr. hoppe. that was the problem. explodingpremiums and high deductib deductibles. how many people effected by premiums that are spiking and deductibles that are too high? people should remember the rate of increase of cost under the aca is less than the costs before it. what is that population? how big a population? >> the critical answer is who is the population. it is the population of people who need the most help. who have the health problems. older people. these are the ones you have to look at and those are the ones priced out of the market. there were a lot of families priced out of the market. these are things everybody knew, every candidate had a plan to do something to adju