mr. hultgren: that's an f.h.a. case. this is an ecola case. it's very different. very specific requirements we've got there. aid out housing, fair housing. i think you're extrapolating something we can't find -- mr. cordray: they have been applied hand in blove for decades and they work together. mr. hultgren: the sense you have is you're pulling this out of nothing because there's an agenda. mr. cordray: again, we wouldn't be -- mr. hultgren: i want to ask you specifically about some concerns, privacy concerns, my colleague from georgia, mr. west moreland raised some issues of the amount of data that you already have specific data on individuals and all of us have concerns, federal government, i think, showing incredible weakness of being able to protect privacy of our citizens, i hear it all the time from them. the recently finalized rule is especially concerning to me because it looks like it's not enough. all the information that mr. west moreland had listed off, item after item after item and cfpb is oks like looking for more private information that i questio

mr. hultgren: that's an f.h.a. case. this is an ecola case. it's very different. very specific requirements we've got there. laid out housing, fair housing. i think you're extrapolating something we can't find -- mr. cordray: they have been applied hand in blove for decades and they work together. mr. hultgren: the sense you have is you're pulling this out of nothing because there's an agenda. mr. cordray: again, we wouldn't be -- mr. hultgren: i want to ask you specifically about some concerns, privacy concerns, my colleague from georgia, mr. west moreland raised some issues of the amount of data that you already have specific data on individuals and all of us have concerns, federal government, i think, showing incredible weakness of being able to protect privacy of our citizens, i hear it all the time from them. the recently finalized rule is especially concerning to me because it looks like it's not enough. all the information that mr. west moreland had listed off, item after item after item and now it looks like cfpb is looking for more private information that

mr. hultgren: i'm not pleased. my consumers are not pleased, banks are not pleased because they have seen breach after breach after breech by the federal government. mr. westmoreland asked who is the company looking at it, you said there isn't one. i've seen failures over and over again. my concern is getting more information, it's stated by people in the administration and saying that this does identify people that 95% chance as you're looking through this we know who it is, even if it's anonymized. i don't think it's enough my citizens are concerned, now you're add manager requirements of get manager private information of my citizens, i think it's wrong. i think you ought to, all of us, ought to proceed with extreme caution. the least you could say is you will proceed with extreme caution. mr. hensarling: the chair recognizes the gentleman from colorado, mr. perlmutter for five minutes. mr. perlmutter: thank you, mr. chairman. mr. cordray, thank you for being here. thanks for your service to the united states of