mr. khuzami. >> i the guy will defer to -- i think i will defer to ms. romero. >> the court was approached with that idea, whether or not the stanford receivership should beacons -- converted into a bankruptcy at that stage. the sec came in and we disagreed with the investors who were wanting to take it to a bankruptcy. in our analysis, it would have cost the estate in a lot more money. the court had a different view. when he did was he appointed an investor committee that would serve much like a bankruptcy or a creditor's committee. it would not cost the state any money. in other words, they are not going to be able to charge the state any money where you would in a bankruptcy setting. this was announced a couple of weeks ago. we supported that effort. it is going to give -- they will have a closer working relationship and more say in the work -- in the receivership and they have had recently. the examiner they reported is also part of that committee. we expect that will help return more money to investors. >> i did not understand what you meant by "cos