mr. kingson, as we saw on the chart there, or maybe a chart in one of the testimonies -- i apologize. i had to leave. i had an energy committee going on at the same time. as you get older, you get more and more reliant on social security. is that because your savings run out, you -- if you have income, because you were working earlier in your retirement, that goes away as you get older, your medical costs tend to go up. so, this change in the cola to a chained cola, would be -- would sort of exacerbate that problem, and am i correct -- there we see the chart again. it seems to me that the cola becomes more and more significant as you get older, and as you rely more and more upon your social security. >> that's correct, sir. and getting the cola right becomes more important, too. for just those reasons. as people age, those who are able to work, often times leave work and have higher healthcare costs, offer, as you said, and we see transitions by losses of spouses, those who are married, and we also see that the assets of people are not protected against inflation or against fluctuatio

mr. kingson, as we saw on the chart there, or maybe a chart in one of the testimonies -- i apologize. i had to leave. i had an energy committee going on at the same time. as you get older, you get more and more reliant on social security. is that because your savings run out, you -- if you have income, because you were working earlier in your retirement, that goes away as you get older, your medical costs tend to go up. so, this change in the cola to a chained cola, would be -- would sort of exacerbate that problem, and am i correct -- there we see the chart again. it seems to me that the cola becomes more and more significant as you get older, and as you rely more and more upon your social security. >> that's correct, sir. and getting the cola right becomes more important, too. for just those reasons. as people age, those who are able to work, often times leave work and have higher healthcare costs, offer, as you said, and we see transitions by losses of spouses, those who are married, and we also see that the assets of people are not protected against inflation or against fluctuatio