mr. lazaro's disappointment and i would encourage everybody who has the program to bring it forward. the problem here is the question of who will own it? if some sort of universal system is owned in a conspicuous place it will create favoritism problems; it will create a prioritization problems, who gets to chip in first with their constructive comments. i would favor a system in which everybody is allowed to speak but not everybody was allowed on the road at all times. yeah, i think the spirit of competition has become a problem, it is no longer a virtue. thank you. >> the next speaker please. >> (calling names) >> good afternoon. it's been a long afternoon and you have a lot of things. unfortunately most of the things that you have heard of the mistakes of the mta. and you are now staring at yet another mistake. one of the things that you should learn from uber and everybody else is customers want to use their credit cards in order to ensure that they get a vehicle. in the past the taxi commission and you guys as well have prohibited us taking credit cards in order to ensure that w