mr. lobesack and we'll go to mr. klein and we'll go back to our side. >> thank you, mr. chairman, for sorting that out. i must admit it got a little bit confusing. a lot of members. a lot of panels. my first day, that's my excuse. i don't know. >> mine too. [laughter] >> i wanted to talk a little bit about small businesses. there's some unanswered questions in the draft legislation but there are some things that are in there. so the first thing i want to grapple here for a minute is what you're defining as a small business. is that 10 employees, 25, 50, 100. you have a working definition that you're working with? >> well, we represent the interest of those of 100 employees or fewer but that -- it may be the legislation ends upsetting different standards -- of different amounts that are less than that. >> i was trying to put in context what the bulk of your comments were addressed -- concerning businesses up to 100 employees. but in the legislation, it seems to me -- it says it provides a health insurance tax credit for small businesses equal to 50% of the cost of coverag