mr. lucas, that we were following statute in regards to establishing some new rules in regards to membership in the federal home loan banks. and i'd like to follow up with you on that and looking in through the bank act it does not address a minimum level of mortgage loans. that is not cited. and i guess my concern over this issue is ms. beatty and, i think, mr. lucas both spoke to these issues. my particular state of colorado we have over 200 community banks, credit unions, insurance companies, they're minutes of a federal home -- they're members of a federal home loan bank. and these institutions do responsibly utilize thely liquidity that is provided in order able to deploy credit in agricultural production, small business formation, community development. and they do this currently in full compliance with federal home loan bank act and the congressional intent, as i read it, and true the exist -- through the existing programs. under this proposed rule issued on september 12th it has the pot

mr. chair. miss lucas, you indicated that there are widely divergent bond amounts set by the immigration judges at artesia. you've gone to great lengths giving us examples of specific bond amounts. i know that in the state court system, as well as in the federal system, the court is often governed by guidelines or recommended bond amounts. are you aware of whether there are any such guidelines for bonds set by the immigration judges? and if there are not, might that be a way to begin addressing the divergence in bonds? >> that's a great question. i actually don't know if there are guidelines. i can find that out for you. nationally, the immigration judges -- the average bond amount was about $5,200. and -- i mean even outside the con particulars of family detention, immigration bonds will greatly vary. i agree that -- and as far as guidelines, i would say that the best guidance on appropriate bond amounts is the existing case law because there is bia case law on factors to consider for bond. and so matter

mr. lucas that we're following statute in regards to establishing some new rules, establishing membership in the federal home loan banks. i would like to follow up with you on that. looking through the bank act, it does not address a minimum amount of mortgage loans. that is not cited. i guess my concern over this issue is, ms. beatty and ms. lucas both spoke to these issues, my particular state of colorado we have over 200 banks, credit unions and insurance agencies, members of the federal home loan bank. these financial institutions they do responsibly utilize the liquidity utilized in order to deploy credit in support of housing, finance, alt agriculture production community development and they do this in compliance with the federal home loan bank act and congressional intent, as i read it and through the existing programs. under this proposed rule issued on september 12th has a potential to be able to decrease federal home loan banking system membership. have you quantified the potential i

. >> chair now recognizes the gentleman from oklahoma, mr. lucas. >> thank you, mr. chairman. my old colleague director watt i'd like to address the federal home loan housing finances proposed rule-making regarding membership requirements for federal home loan banks. and i'm concerned that the proposed rule would unnecessarily harm a significant number of community financial institutions in oklahoma and across the country by limiting membership in the federal home loan bank system. in recent years it has been increasingly difficult for the institutions to provide mortgage financing needed in the communities, and the federal home loan banks have served a very critical role as a source of liquidity during the challenging times. i guess my question, mel, is why propose such regulation at a time when community banks and credit unions are in need of every credit resource available to them to serve the communities. or as congress watt would have said, what is the problem you're trying to fix of this rule? >> well there are some potential problems that we're trying to fix to make sur

mr. chair. miss lucas you indicated that there are widely divergent bond amounts set by the immigration judges at artesia. you've gone to great lengths giving us examples of specific bond amounts. i know that in the state court system, as well as in the federal system, the court is often governed by guidelines or recommended bond amounts. are you aware of whether there are any such guidelines for bonds set by the immigration judges and if there are not, might that be a way to begin addressing the divergence in bonds? >> that's a great question. i actually don't know if there are guidelines. i can find that out for you. nationally, the immigration judges -- the average bond amount was about $5,200. and i mean even in -- outside of the context of family detention, immigration bonds will greatly vary. i agree that -- and as far as guidelines, i would say that the best guidance on appropriate bond amounts is the existing case law because there is bia case law on factors to consider for bond. and so matter of b

mr. lunardo was born in luca italy to his loving parents jesapina and lougi, and he grew up in san francisco and was a proud graduate of galelao high school and worked in the groceries as a clerk for 40 years and joe was the president of the am son botchy ball club and as a member of the elmando and the social club was able to gather the folks around him to celebrate the rich history of italy and as a president of the club, he was instrumental in bringing together a lot of the public pressure to get the botchy ball courts along moscow street to be restored and that is something that the restoration there is part of his legacy in san francisco. and he also had a tremendous number of friends that he hung out there with every day, and you could find him playing basketball courts and he played in the courts and he unfortunately, he did not reach the age of 70 and there were many people who actually in the late 80s are playing, and he was one of the younger ones that were there and there are a lot of members there who will be missing his presence and his leadership, joe is survived and adoored by