mr. luetkemeyer: thank you, mr. chairman. i thank chairman goodlatte for working with us on this legislation. there's one thing i hear most often from my constituents, it is the onslaught of federal regulations, that it is the onslaught of federal regulations to keep up with, let alone interpret. our constituents should not need a law degree or employ an army of attorneys or account tans to keep up with the rules we expect them to follow. unfortunately, they do. which is why i support this bill. title 3 of h.r. 712rk the sunshine for regulatory decrees 2015, lement acts of includes a bill i introduced earlier this congress. that bill provides a bipartisan and commonsense reform to afford the american people straightforward and comprehensive access to rules proposed by our executive branch. since the enactment of the administrative procedure act of 1946, federal agencies have been required to keep the public reform -- informed of rules and regulations. this provide an avenue for them to follow rules and regulations drafted acr

mr. luetkemeyer: thank you, mr. chairman. i thank chairman goodlatte for working with us on this legislation. there's one thing i hear most often from my constituents, it is the onslaught of federal regulations, that it is the onslaught of federal regulations to keep up with, let alone interpret. our constituents should not need a law degree or employ an army of attorneys or account tans to keep up with the rules we expect them to follow. unfortunately, they do. which is why i support this bill. title 3 of h.r. 712rk the sunshine for regulatory decrees 2015, lement acts of includes a bill i introduc

mr. luetkemeyer, who is vice-chairman of this committee is recognized for five minutes. >> thank you, mr. chairman. mr. shear, the report is quite damning and quite concerning from the standpoint that it looks like we have an agency that is mismanaged from top to bottom. i represent the district in missouri that just got hardest hit in our state with regard to flooding this past two weeks, and so when i look at the office of disaster assessment, and then because it can really figure out what to do they created the office of disaster planning and now because they can't coordinate that, those to if anybody else we're going to create an office of disaster interagency affairs. this is an example of government run amok. we went agency they can't do the job so great a second agency they can't do the job and now we've got a third agency. am i misreading what's going on, the ineptness of the agency cause it to create more agencies which continued to be an apt? >> i see you're concerned to erase a very good point and basically what we look for a generally with the way sba operates, including asses

mr. luetkemeyer is recognized for five minutes. thank you, mr. chairman. this is quite damning them quite concerning from the standpoint that it looks like we have an agent he that is mismanaged from top to bottom. you know, i represent the district in missouri that gotten hardest hit in our state these past two weeks. when i look at the office of disaster assessment and then because i couldn't really figure out what to do, they created this office of disaster planning and not because they can't court made those two is anybody else, they will create an office of disaster interagency affairs. this is an example of government run amok good one agency can't do the job and note that a third agency. am i misreading what is going on here? does the agency cause it to create more agencies continue to be an apt? >> you raise a very good point and basically what we look for generally is the way sba operates, including assessing the meeting the mission that you just need more thorough plans on how to do this than just creating additional entities isn't necessarily th

mr. luetkemeyer, vice-chairman of the committee is recognized for five minutes. >> welcome not an administrator. i got in a little bit late i know you commented you at the wine to calm to misery, my home state which has experienced a weather disaster recently and we certainly welcome you to come. my only comment would be rather than spend your tenure, if you have your folks be willing to respond more quickly to our needs and concerns, that would be really appreciated because that is where it made to help. if you want to come in sick, you're more than welcome. you see a lot of water. with regards to that, what do you see happening or where do you see the sba going? what is your response to disasters happening as we sit here right now? >> so first let me just assure you i deployed my team even before we've been designated as a disaster under certain circumstances that have to be met. i have about 10 employees already assessing and going out and conduct in that study. as soon as we are giving we are giving the orders and are able to go, we now get there in 24 hours. overall, as i mentioned, i've t

mr. kelley is recognized for five minutes. >> good morning, chairman luetkemeyer, ranking member cleaver, chairman hensarling, and members of the subcommittee. my name is brady kelley, i'm executive director the national association of professional surplus lines offices based in kansas city, missouri. thank you for inviting here today to testify on 2901. surplus lines as a $40.2 billion market and napslo members broker and right a very high portion of that there are market often referred to as the don admitted market exist to provide insurance coverage for nonstandard and complex risks and to provide coverage. it is the states approach to regulating about martha which includes providing freedom that allows it to work as an effective supplement. this principle is part and parcel to its effective operation and regulation. consider for example, the impact of catastrophic losses that cost editors to either withdraw or significantly curtailed under riding in certain regions of the country or in certain lines of business. exhibit one tries illustrate that. market responses my mission to rates o