mr. manley: it is.u go out to camden, westminster, and canary wharf all these big areas have got a business footprint. they have the same problems. we are working with those as well. as we push them out we displace them. they don't just roll into another barrow to set up. we share the intelligence. if a company name sounds suspicious and it is not regulated investments these things have very subjective value like antiques violins things that you could buy but you don't really know what it is going to cost you. it is not like the gold measure. francine: the problem of course is that the sales force are usually experienced or very good at what they do. are there any tips to watch out for? mr. manley: basically, mimic true business. everything they use is what you would expect from genuine business. the first thing i would do is check on the website. they will give you some indication of what to look out for. if you are not investing in something that is regulated victims are vulnerable. they may not have