given i think the tremendous job that mr. marco has done at the fha, what will the administration's reaction be or position be if he decides and fails to adopt some of the new provisions of amp 2.0 because he believes it has a tremendous cost to the taxpayers of this country. >> well, we've actually been working closely with mr. dimarco, he has a tough job as you said and he has been supportive of the bulk of the initiatives we propose to help repair the damage in the housing market. there are some areas where we disagree a bit. of course under the mandate congress designed, the administration, secretary of the treasury has no authority over the choices he makes in this area. but where we believe that the interests of the taxpayer and the broader housing market are best served by additional initiatives, then we're going to continue to work to encourage him to adapt those as we have the last three years. on the issue of principle reduction, there is a very strong economic and financial case to provide principle reduction in some cir

mr. the marco. the moral hazard issue, the change in behavior, and her pointed out the way to deal with that is based on historical delinquency. if he were delinquent previous to the date of the announcement, you can qualify. on the flip side, incentive payments are much smaller for people who have missed -- have not made their mortgage payment in more than six months. they may be beyond help so we do not want to incentivize it too much. i am wondering -- this is for all the panelists, but let me start with injury. does that leave us with many people? if we restricted to people reject first of all, they have to be fannie and freddie mortgages. second of all, they have to be delinquent out -- as of today or yesterday. they will not help people who have not paid people in six months. some people have not paid in two years. how many of them are left it how much of an effect will this have? >> they are the dam it -- they are the ones with the numbers. we need a lot of tools to bar -- tools to borrow. fo

. >> do you think marco rubio would put things in the same context as mr. lovitz? ell, let me say, this if marco rubio is offered this v.p. slot and he passes on it, they should keep that information to themselves because that will screw him four years hence. at least in my eyes. now is the time for all good men to come to the aid of their country. and if he is not going to come up to the front line this time through because he he doesn't want to or it's not the rate time or whatever the hell mr. smith and wolenski said out in new jersey, well then he is not going to get my vote next time. we need you right now, marco rubio. do the right thing. >> bill: all right. united nations investigating the u.s.a. over alleged human rights abuses toward native americans, miller, and you say? >> well, listen, it's not that i don't have a place in my heart for the well you can't say indians anymore for the casino owner americans let's refer to them as that but, you know, eventually, everything the government turns to buffalo crap. and this is what happened there the government g

. >> do you think marco rubio would put things in the same context as mr. lovitz? y, this if marco rubio is offered this v.p. slot and he passes on it, they should keep that information to themselves because that will screw him four years hence. at least in my eyes. now is the time for all good men to come to the aid of their country. and if he is not going to come up to the front line this time through because he he doesn't want to or it's not the rate time or whatever the hell mr. smith and wolenski said out in new jersey, well then he is not going to get my vote next time. we need you right now, marco rubio. do the right thing. >> bill: all right. united nations investigating the u.s.a. over alleged human rights abuses toward native americans, miller, and you say? >> well, listen, it's not that i don't have a place in my heart for the well you can't say indians anymore for the casino owner americans let's refer to them as that but, you know, eventually, everything the government turns to buffalo crap. and this is what happened there the government gets involved h

yesterday alongside marco rubio, mr.e needed to say something to the young. so having almost finished the public event, he went back to the microphone and said this about extending the current interest rate, the federal student loans. >> one thing i want to mention. there's one thing i wanted to mention that i for got to mention at the very beginning. i fully support the effort to extend the low interest rate on student hones. >> the extent of this pivot is huge when one realizes that on this subject, mr. romney actually agrees with the president and disagrees with many republicans. while the president wants to hold the current rate at 3.4%, some republicans like representative john klein of minnesota believe it should rise to 6.8% from the first of july. but if we've learned might go about mitt romney, we know that it is much better to look at his actions instead of simply looking to his words. because he's perfectly capable of changi h matter of days. so it's probably helpful to look at how mr. romney handled the issue

mr. rubio is getting? >> well, marcoone of the leading con tenners for the vice presidential slot for quite some time now. he has been quite popular among conservative republican; particularly, tea party republicans. he is very attractive that he is a young dynamic hispanic candidate. there is a lot of republicans in particular who see running the hispanic candidate as a way they can really cut in to president obama's margin in some of the swing states that have high percentages of hispanic voters. it's not surprising -- >> are they going -- i want to know, are they going after him? or are they basically dong due diligence on a likely possible vice presidential candidate? >> well, i think the latter is probably the case. although, the republicans; particularly, the republican activists know who he is. most people in the country have little or no idea who marco rubio is. he's not on the national stage per se. he has only been in the senate for a couple of years. so they are going to go after him to find out who he is. i t

mr. davies. >>> mark marco rubio, vice president of the united states. no, i didn't say it. he kind of did.specially stein. let's roll it. >> three, four, five, years from now, if do i a good job as vice president -- i'm sorry. >> you all got that, right? >> boris, slip of the tongue or was he trying to be funny? seriously, you look at this and it could go either way. >> channeling the thoughts and prayers of a lot of the republicans right now who are thinking about who the vice presidential nominee to should be. and i actually did think that marco rubio with his background would be one of the strong pick. not the only one, but one of the strong picks. that's just a height of tongshi that he made. but is he on a small list and should be vetted and strongly considered. >> but he said many times he's not going to do it. so what did you make of this? >> not only did he say many times, he gave an endorsement to mitt romney that was so painful to watch that clearly it was hardly the most enthusiastic cheerleader for governor romney. but if having a poker face is a requirement to be a national le

mr. romney. running second and third are florida senator marco rubio and wisconsin congressman paul ryan. not doing as well are people like virginia governor bob mcdonnell, ohio senator rob portman, new mexico governor sue susanna martinez and a variety of candidates and most not well known and even chrissy well known is still not known to half the electorate and still don't have a firm opinion. again, they're not as well known. interestingly, ann romney, mr. romney's wife, has a very strong approval rating although 7 out of 10 voters or almost 7 of 10 voters don't have an opinion about her because they don't know her that well. there is almost a 3 to 1 ratio of people that have an opinion and think that they like her and look at her favorably. she runs and has a better favorable impression among voters at least in terms of ratio of favorable and unfavorable than does her husband mitt and on the other hand first lady michelle obama, 60% of voters say they have a favorable opinion with 22% with unfavorable opinion and that's 3 to 1 ratio and mr. obama and mr. romney have more that view the

immigration issues, kris kobach, is he still there, also says he would veto the marco rubio watered down version of the dream act. mr. romney talks about self-deportation and he's not kidding. he says that arizona's papers, please, law is a model for the nation. that is what is etched on to the sketch of mitt romney on april 18th, 2012. is all of that still true in the future? only you in the future have the answer to that. and frankly, those are just the issues leaving in terms of what it's looks like he's poised to erase and pretend like he never had these positions in the first place for the general election. but there's competition. i mean, let the record show that on april 18th, 2012, mitt romney's position on medicare is that he is in favor of abolishing medicare as it stands and replacing it with the paul ryan house republican plan. the paul ryan house republican plan would replace medicare with a system of coupons. so seniors, instead of getting medicare, will get coupons to get a discount on buying insurance on the regular private insurance market. good luck, grandma. don't forget your coupons. that is mitt

mr. romney's support? >> look at the endorsement mitt romney got. while -- people would bite -- hold their nose while endorsing them. marco, they're not thrilled with him but like him better than the other guy. nobody's excited about romney. republicans have a hard time eating some of the words they used during the presidential primaries because they're going to walk back so much on what they said about romney and all their support for the other candidates have to be reversed. it's a tough road for many republicans never excited about this guy. >> monica, is this going to be a tough challenge for romney to overcome as he's going forward in the campaign? >> i don't think so. look, he's gone through one heck of a primary race. and these candidates beat each other up, as any primary process should, because it makes the nominee stronger. the reality is this campaign in november is not going to be about mitt romney. this campaign is going to be about barack obama and his abysmal economic record, high unemployment, gas prices, record-breaking deficits and debt and socialized medicine, all of which are unpeculiar among the ameri

mr. obam laugh i off, telling the young woman, getting yogurt on the president, you have a story to tell indeed. >>> possible romney running te, marco rubio will have extra curityhen he gives a speech today. extra otection has been orderefor the florida rseto after a threat was made agast him. there will be extra security in washington and at his home. >>> jet napolitano is expected to faceough questions today on capitol hill over the secret service prostitution scandal. threeore employees have been forced out, bringing the total to nine who have now lost their jobs after being linked to that scandal at a colombian hotel. president obama told jimmy fallon last night that theed apples.were just a few bad >> how mad were you? >> pretty mad. look, secret service, ese guys are incredible. detrt from what they do.ouldn't but what tse guys were thinking, i don't know. that's why they're not there anymore. >> as you might imine, it was not all serious on the fallon show last night. we'll show you some of the funnr, lighter moments coming up later i "the puls" >>> ther was more expsive testimonin the john edwar corruption tal. edwards' form

mr. vice president whenever i see him and he doesn't seem to mind. >> okay. vice president marcothe state of florida. he got that seat with 49% of the vote. >> this is one of those picks, lawrence, that looks good on paper, because he could conceivably bring some latinos back into the republican party, and they sorely need them. and certainly, romney will need florida. but this guy's untested. he's only been around a couple of years. things have emerged about his own life story, about his family that suggest that he hasn't had all the vetting because of that quirky race down there in florida, that he got in and it's sort of an unexpected way. yet there's a sense that he could be highly risky and there could be some skeletons in the closet that have yet to emerge. >> now, governor chris christie, i guess republicans have to be reminded that he's the governor of new jersey. and so how does that help a republican presidential ticket? >> well, i'll tell you, lawrence, i saw christie appear as sort of the warm-up act for romney up in new hampshire. he stole the whole show. i mean, peo

mr. romney hit the president over and over again with that saying he's inexperienced, when he was asked today about marco rubio, he was a little dodgy in his answer. >> can we talk about how he's a nice guy but he's over his head. is a first term senator experienced enough to become your number two. >> i don't have any comments on qualifications for individuals to serve in government at this stage. that is something we will consider down the road as we consider potential vice presidential nominees. >> we'll consider down the road if senator rubio has enough experience, when he has been saying obama didn't have experience as a one-term senator to be president. strange. >> it's deja vu all over again. the last time around, john mccain was running on his experience, then defeated that argument by bringing in sarah palin. romney will face the same dilemma here. the question in august is does he feel so far behind that he rolls the dice and go with a rubio to change the composition of the race. he doesn't want to take that chance unless he has to. >> we'll see what he does. thank you for joining me tonight. >

marco rubio. romney stopped short of endorsing rubio's imbrags plan. that would allow young immigrants to remain in the u.s. to work or to study. >>> romney is backing a student loan proposal. mr. obama traveled to north carolina and colorado today, to urge congress to extend low-interest rates for student loans. the stafford rates at 3.4% are set to double come july 1st, affecting more than 7 million students. >>> there's been a surprising vote of confident for the embattled police chief in sanford, florida. lee has been criticized for not arresting george zimmerman in the shooting death of trayvon martin. but the commissioner wanted to see how an independent investigation plays out before making a decision. as for zimmerman, he's gone underground after his release from jail. >>> the key suspect in the death of natalee holloway could come to the u.s. to face charges. joran van der sloot's attorney says he would not fight extradition. he is currently serving a 28-year prison sentence in peru for a woman he murdered back in 2010. >>> the number of illegal mexican immigrants living in the u.s. is dropping for the first time in decades. there were just over 6 million unauthorized

. >> when the name marco rubio was brought up, mr.'s a terrific leader but it's way too early to narrow down the vice presidential nominees. but they are starting the process. >> right. >> somebody who wanted to be president or even vice president was john edwards on the democratic side. he's had a few problems that erupted -- >> could send him to prison for 30 years. >> could. >> remember back -- this is several -- >> ♪ i feel pretty >> he was doing a video and didn't know that he was being captured on camera. this was back in the days when he was spending $300 to $500 on haircut with a fancy stylist. apparently things have changed now. >> yeah. he had been going to beverly hills stylist for a while. well, now, here's the update. john edwards who is on trial, there you can see a $500 haircut screen left and there screen right is the haircut he got at super cuts in raleigh, north carolina, for $12.95. nice clip job. >> let me tell you something, 2012 looks better than 2004. i don't know what he was spending that on. on the shampoo gir

mr. good enough. i think there are better spokesman in the republican party. you have a lot of stars like marcoaul ryan. i think chris christie, the governor of new jersey, who i just thought it a speech the other day, those guys are superstars. there are more gifted orators then mitt romney is. mitt romney is not the most charismatic guy. he has studied. he has gotten better. he has gotten roughed up over the last three months by people like newt gingrich and rick santorum and that has made him a better candidate. this election will be very simple. when people go into the voting booth on november 4, they will ask one simple question -- can we really afford four more years of these policies? can we continue to borrow 100 trillion dollars a year? can we continue to have a national debt that grows by one trillion dollars each year? i am not so sure we can. that is the case that mitt romney has to make. this is a role in the course we are on. we need a regime change. host: a member of the editorial board for "the wall street journal" -- yesterday, the obama role was one that was offered by him. ju

marco rubio would be a good one. plenty of good ones out there. i don't really care about mr. mr. etch-a-sketch that we've got but i'm going to vote for him because he's not a communist, he's not a communist like the one we've got up there now. host: well, what would make you more -- who might make you more enthusiastic about voting for mitt romney? which potential -- >> caller: barack obama makes me enthusiastic for voting for mitt romney. i don't like mitt romney but i can't stand barack obama. he's a communist. host: all right, maryland. richard. independent caller. caller: yes. i have a comment about out in left field. but there's one fellow who's been around a long time and who is sort of counted out in the nomination process from the last election but came back to win it and that's john mccain. and i feel that if romney uses good common sense, he needs that bulldog fighter to help persuade the congress, senate, and so forth. and another out in left field prediction i have is john huntsman, i think could be a possible candidate for vice-president and for -- with barack obama

mr. and good enough, as we once called him. i think that means there are better spokesman in the republican party. there are many stars like marco rubio of florida and paul ryan of wisconsin. chris christie, the new jersey governor, who gave a speech the other day in new york, those guys are superstars fans are more gifted or torus than mitt romney. mitt romney is not the most charismatic guy. -- those guys are more gifted orators. but he is now a better candidate after getting roughed up by gingrich and the others. this election will be simple. when people go into the voting booth on november 4, if they will ask a simple question -- can we afford a full year or more years of these policies? can we continue to have 8% unemployment? and national debt that grows by $1 trillion meatier? i'm not sure we can. that's the case mitt romney has to make, that this is a ruinous course that we are on and we need a regime change and a correction. host: steven moore is a member of the editorial board for the wall street journal. yesterday's lead editorial in the newspaper, the obama rulwe was one that was authored by him -- guest: the thing t

mr. romney, specifically. where do we expect to go as far as a pick? guest: he will have to go with someone very conservative. there's a real question on whether he would choose someone like marco rubio, who would bring a lot of pizzazz, the florida senator. or whether he chooses someone like rob portman from ohio, which would be a safe tactical pick that would help bring ohio over in the fall. everything we have seen from the romney campaign so far shows that they tend to be fairly cautious in pretty much everything that they do. often when a candidate picks a running mate who has a lot of pizazz it is because that candidate really feels their campaign is in trouble. host: little rock, arkansas, faye on the democrats' line. caller: good morning. if the republicans go into -- the american people need to wake up, they will do away with your social security. it will be privatized. they said that. and the medicare. so the older people and the women better wake-up and see what the republicans have done to this country and to the people, the workers out there. and if they do go in, the people will be sorry that they did not get that obamacare. it is good for us, the older people, an

mr. demarco is the career civil servant who drew the short straw and ended up as the act chief of the federal housing financial agency and so direct deer marco sits here today at the center of a controversy having been labeled the nation's top obstacle to economic recovery as well as being called america's most dangerous man. with some members of congress even calling for him to be fired. director demarco also has a tie to brookings. he was a docket ral student at the university of maryland and his advisor was my colleague hank aaron. when we asked hank for his recollection he said, ed was the kind of guy any father would want his daughter to marry. and hank went on to say that he thought ed demarco was the name of the person who was in the cross hairs of various groups he went and checked whether it was the same person he has known. and he thought, it would have been hard to anticipate that a person as quyet, nice would ever become the center of the dra versey that he is in. i'm sure there are many who share his surprise including the director himself. getting down to the program, he will speak and then my codirector will moderate a questio

mr. romney, specifically. where do we expect to go as far as a pick? guest: he will have to go with someone very conservative. there's a real question on whether he would choose someone like marco, who would bring a lot of pizzazz, the florida senator. or whether he chooses someone like rob portman from ohio, which would be a safe tactical pick that would help bring ohio over in the fall. everything we have seen from the romney campaign so far shows that they tend to be fairly cautious in pretty much everything that they do. often when a candidate picks a running mate who has a lot of pizazz it is because that candidate really feels their campaign is in trouble. host: little rock, arkansas, faye on the democrats' line. caller: good morning. if the republicans go into -- the american people need to wake up, they will do away with your social security. it will be privatized. they said that. and the medicare. so the older people and the women better wake-up and see what the republicans have done to this country and to the people, the workers out there. and if they do go in, the people will be sorry that they did not get that obamacare. it is good for us, the older people, and the