mr. massey, you are in default of your note. you have not paid.ere the entire amount is due and owing. these provisions we're talking about today, steve, are almost in every single document that no matter what state you're in, these provisions are generally there and that's why we need our viewers to understand this. they need to be explained more to the consumer. >> steve: absolutely. if somebody is closing on a mortgage soon, just ask the person who has got the pen. is there an acceleration clause in there? >> absolutely. >> steve: good advice. by the way, folks out there in tv land, if you have housing questions you need answered, e-mail bob. mr. massi, thank you very much. so long from vegas. coming up, he's performed for two popes and now preparing for his third. irish tenor ronan tynan is here on -- almost to saint patty's day with his thoughts on the new holy father. and nicole petallides is live at the new york stock exchange awaiting new weekly jobless numbers. good morning. >> good morning. we're going to get in our weekly jobless claims