mr. matt snider knows about this. i'll put this on the overhead to clarify the two charts >> as what we were looking at it is in flow. the top chart look at it on a fixed jerry year to year base. the upper line shows if the fee deferral doesn't happen we are higher fees. it at some point crows over and it's roughly even. and those lines aren't perfect because it's looking at actual pipeline date. and it's not even a year to year out. we thought a better description is at the top of chart. if it doesn't happen your income is cumulatively less your income because you're getting the late payment you would otherwise get two years ago you're paying less than the 20 percent now. that's our observation how the fee income would look >> i have another question. there have been statements that the fees aren't paid but the fees are paid between 15 and 20 percent a paid at the first occupancy certificate of occupancy. it's rolling in but at a different time and he hopefully, the interest is bridging the gap between the two it's n