any comments, mr. maye. guest: i think to your cousin, and i think just maybe broadly to everyone is i think when we look at wealth, when we look at wages, when we look at all of the gaps, the disparities, it's really important, and i think even the intention of this report is to walk away from individualizing this. looking at one person or another person isn't the way we're going to actually make progress. and i think the purpose of even looking at these economic gaps over time is to see how pervasive the issue is and the issues that have been sustained from the 1960's until now. and looking at that, you can see that there are systemic and structural problems within these institutions, within institutions of education and within institutions of housing, and for sure within the economy and labor market. and in looking at a more macroview, a wider scope of the issue, we see we can't individualize these problems because these problems aren't just happening to, you know, a one off -- it's not a one off case and