mr. mcardle? we have seven minutes. the person with the sign that says audience questions didn't come down. it is all for you. hang on. he is coming. >> [inaudible] is the divorce rate higher on wall street van national statistics? >> i don't know but i will say that environment is not conducive to anyone's view on what a healthy family situation should be. just the hours and requirements are a lot. i think wall street is right for this type of environment because of the compensation. i don't mean in terms of absolute value, but if you make $5 million, it's not 5 million divided by 24. it's not you get a paycheck every two weeks, it is a very little amount, may be 10% of that. most people's bonuses represent 90% or 80% of their compensation. that influences employees and makes it right for manipulation because you are always dangling that carrot. when you are in an environment, what is the first thing you do? look around. what i observed was people would ignore things and when things get ignored -- this is the way it is

mr. mcardle? we have seven minutes. the person with the sign that says audience questions didn't come down. it is all for you. hang on. he is coming. >> [inaudible] is the divorce rate higher on wall street van national statistics? >> i don't know but i will say that environment is not conducive to anyone's view on what a healthy family situation should be. just the hours and requirements are a lot. i think wall street is right for this type of environment because of the compensation. i don't mean in terms of absolute value, but if you make $5 million, it's not 5 million divided by 24. it's not you get a paycheck every two weeks, it is a very little amount, may be 10% of that. most people's bonuses represent 90% or 80% of their compensation. that influences employees and makes it right for manipulation because you are always dangling that carrot. when you are in an environment, what is the first thing you do? look around. what i observed was people would ignore things and when things get ignored -- this is the way it is