mr. john mccarty, office of the inspector general, department of housing and urban develop. mr. kenneth donohue, former inspector general department of housing and urban development, and mr. james beaudette; is that correct? good. deputy director department enforcement center, department of housing and urban development, and mr. ethan handelman, vice president for policy and advocacy national conference. thank you for you patience having had a vote and then quite a long questioning period for the first panel. without objection, your written statements will be part of the record, and you're now each recognized for a five minute summary of your testimony starting with mr. mccarty who is recognized for five minutes. >> thank you. good afternoon chairman, chairwoman, ranking members, and members of the subcommittees. i'm john mccarty, acting deputy inspector general for the department of housing and i thank you for the opportunity to discuss our investigations -- >> could you pull that just a little bit closer to you? thank you. >> my testimony and work builds upon prior testimony i