mr. mckernan. mr. mckernan: thank you, mr. chairman, ranking members, and members of the committee to appear before you today t. is a profound honor to be nominated by president trump for this position, and i welcome this opportunity to advance the president's pro-growth agenda and his work to enhance excellence and accountability in government. my wife is here with me today. seven years ago we met here on the hill when we were both starting out as congressional staffers. today we have two little ones, two little boys, and a third on the way. together she and i hope to instill in our children a shared love of this great country. i'm also support today by my parents, patrick and victoria. they're here from east tennessee, and my mother-in-law, my brother and his wife. i am forever grateful for their love and support. over the last two years, i have served as a member of the fdic's board of directors. during that eventful time, the fdic navigated the second, third, and fourth largest bank failures in its history and the ensuing