mr. mcnerney. the gentleman from indiana is recognized for seven minutes. >> thank you. mr.t read the entire thing but i'm aware of it. >> are you aware of the recommendations of g.a.o.? recommendations to improve consumers complaint process and registering and monitoring complaints and number two, develop guidance on oversight rules and develop polts policies of working with the states. >> the report showed that 84% of -- >> that's where i'm going. you're getting ahead of me. >> sorry. >> let's just go right there. what i'm asking is they have these recommendations based on and so i'm going to ask you to comment about what they are based on. my gosh, look at all the choices the consumers have here going into the christmas shopping season and the levels of satisfaction. would you please comment on the facts and bases they are relied upon? >> i would think -- it is not the way i would have written the report based upon the statiskses that they found in the study. knowing this industry as i have for the last six years and seeing the consumer complaints decline every year and t