mr. mcnulty references available on our website. >> we have a tweet from our audience from identity mate it gives three suggestions: freeze the child's credit, require an adult approval for child transactions and review all minor credit reports before they turn bo adults. earl, i am curious with you, how difficult was it for you to straighten out the situation with your son? >> that's a great question. and actually, all clear id who jamie works for. they were phenomenal when i contacted them about the whole then, they -- i documented all of the information that i had and then they sent it, and they took care of it all on their end. he was unfortunate. it was, you know, a smaller amount, certainly not some of the horror stories that sound awful. they took care of it. thumbs up to all clear id on that. so it was actually very -- we got the letters as they came in the last six months or so saying that the accounts had been cleared and especially isn't my son is going off to college this fall was a big deal. >> thank you. >> earl, real quick, how are you protecting the identity of your own k