mr. nabors, we have a bill that's been in this committee and it's been held up somewhere called 1064 whichwould give .5% financing to those local state auditors and finance officers. you said that you're giving money to state and local governments for that increased responsibility. is there a dollar amount that you have on that? how are you -- >> we allow up to .5% to be used for administrative costs and for oversight. i think what 1064 does is allow an additional .5% to be used. we've indicated our strong support for that bill. >> mr. chairman, that bill has been held up somewhere. we've got to get that bill to the floor. the house has already passed i. as being a former state controller, former state finance officer, we need the funds. we don't want to come up short in that regard. mr. liebowitz, on the consu fraud problem, probably a response to my colleague, senator tester, what we have on the fraud issue, and being a former attorney general in my state, is that we're dealing with a consumer being defrauded out of their funds. these are not reallyederal funds that they're using. they'r