mr. patel. you have seven minutes. >> thank you. good afternoon, commissioners. it's quite unusual -- sorry. thank you. my name is matt patel. i own the 7-eleven, and i've been a franchisee there for 16 years. i've been in this industry for 23 years. it is a matter of a situation where reading the report -- is the report correct? it's creble. i'm not here to question the report or how the whole process was handled. i'm here to move forward to the next level which is, yes, the tabakco sale was sold to a minor. there are two different issues here. one is, what is the penalty for a franchisee versus a penalty for an employee, an employee who's there trying to live a life. it's not an educated employee that we train, coach and guide to make sure they do the proper job going forward. i've been helping the court for two years, especially in 2009, 2010, which was part of the small community court by jackson gee. in the district, working with andrea, vells al harris. most of the cases that we used to g

mr. patel. you are 18th and noe. isn't that three blocks from mission high school? >> it is four blocks. vice president garcia: in your papers, you have what is called a product movement analysis. how is that generated? >> that is based from our ipo's system -- our pos system, whether it is alcohol, confectionery. vice president garcia: it is software you have that generates these figures? you did not reproduce these figures free hand? >> absolutely not. vice president garcia: you mentioned the fine for first sale of up a whole was $1,500. i think it -- of alcohol was $1,500. i think it is $250. based on the figures you presented, did you extract from those figures what the finance that you will pay? >> i did not. i was going to leave that in your hands. vice president garcia: how would you go about doing that? let us say your profit is -- >> it is 27%, 26%. >> that is all right. it shows the gross product of percentage -- the gross product percentage. it is going to beat 5/6 of that. if you ex

mr. patel seems a very specific -- a very sophisticated business person, as well as 7-eleven, which is a well-healed company. it is unfortunate the franchise agreement is written as such. there is almost something blase about of holding these rules. i would support the proposal of the department. president goh: i do not have anything to add. commissioner peterson: i would move to uphold the department. >> do you want to base that on a finding that the sale to the minor occurred and the court did not ask for identification? >> if you could call the roll on that, please. >> the motion is from commissioner hwang to uphold the 25 days suspension on the basis the sale was made to a minor and id was not requested. commissioner fung: aye. president goh: aye. vice president garcia: no. commissioner peterson: aye. >> the boat is 4-1. the 25 day suspension is upheld on that basis. >> thank you. call the next item, which is kalesilassie bebresilassie -- gebresilassie versus the municipal transportation ag

it was mr patel childs pocket bank that catered for his various businesses in the wake of its license being revoked practically halted its operations and focused on transferring the assets through credits to show companies that move it on and on and in the end of the money buys probably ended up in the structures affiliated with the owner of the bank. or the bank's database was deliberately erased and investigators say the bankruptcy was intentional it's the largest bankruptcy case of a financial institution in russia's modern history along with the bank the rest of baggage of the business empire seems to have dissolved into other of show assets a similar scandal broke over the bank of moscow russia state's largest bank the review revealed a gaping hole in the books with bad loans totaling nine billion. dollars or nearly a third of its assets the former head of the bank is also under. the bankruptcy of measure from bank last year and the recent downfall of the bank of moscow revealed that the country is in desperate need of stronger banking supervision and while those responsible for

minutes after delivering a slightly premature infant by c-section, doctor nayna patel is on the phone to the parents. >> mracob, congratulations, it's a baby girl. where are you, in mumbai right now? >> reporter: they were en route from their home in england and didn't reach the small town of anand, india in time to watch a surrogate mother give birth to their child. >> surrogate is also fine, baby is also fine, we have taken the picture... >> reporter: dr. patel has delivered some 400 surrogate babies since 2004. her clinic develops in-vitro embryos for couples who are unable to carry a baby to term on their own. across india and around the world and pay the surrogates about $7,000 each. kirshner ross-vaden came here from colorado to pick up her baby girl named serenity. she was born four weeks premature but after a week in neonatal intensive care, she was ready to be discharged. >> here are your papers. >> reporter: serenity's 46-year- old mother traveled with her nine-year-old son. she had tried unsuccessfully for years to conceive. surrogacy was her last hope and india her first choice. the cost-- $10,