mr. reardon, i have a few questions for you. thank you.if we could go back to the slide -- i kind of just want to walk through it to make sure i have a really good understanding, particularly to the blind wall section of the presentation there. if you could -- if john could come up there, or somebody, and get that back to that slide area. and then i have kind of -- as i was reading last night, i was preparing the question for you. i want to be sure i have a clear understanding. in most older homes or buildings that water-proof is broken down or ripped or isn't performing anymore, can you explain to the public what happens when you take these older, leaking walls, and fill them with, say, insulation and sheet rock, as described by the code, what is likely to happen? >> so the best weig way i can kind of explain that is if you go to slide six in your package, where it shows a picture of monterey boulevard in the 1920s. when people file for permits now in regard to maybe adding a story or updating those buildings in some way, where it would i