mr. rotenberg. i will try this myself and recognize myself for the first five minutes with a yes or no required at of each of you and go down the line starting with mr. goldman and around and around. yes or no, mr. goldman, is the existence of so many state standards an impediment to fast consumer notification? >> yes. >> yes. >> yes. >> should not be. >> is preemption necessary to speed up consumer notification? >> yes. >> yes. >> no. >> what a single federal standard lessen the risk of over-notification and decrease the number of unnecessary notices sent every year? >> yes. >> yes. >> no. >> do you think consumers can become desensitized to risk if they received any notification? >> yes. >> is there a problem with over- notification that can affect consumers even if it is erring on the side of caution? >> yes. >> yes. >> no. >> is wading through forty plus standards [unintelligible] >> should companies keep sensitive information such as credit-card numbers or dates of birth in perpetuity if they no