mr. schwarz, question number three. except for children, are there any requirements that private sure remembers have to provide the same benefits and cost sharing protections in medicade in order to receive the $20 billion in payments? >> no. they get what is available in the exchange and do not bring medicade provisions or protections with them. >> so how does the 90% of fehb pb compared to the benefits under medicade? as i understand from c.r.s., medicade is the standard for been its, particularly for children, and the other actually provide less benefits than medicade. am i right? >> i think you are correct. i think on average act warle values are lower everywhere sexared to medicade because they approach 100%. >> mr. schwarz, let's recap everything we have just discussed. under the mark, congress would effectively be paying private insurers an extra $20 billion to provide fewer benefits and fewer protections than what states currently provide under medicade, is that correct? >> i believe so, sir. >> the final questi