mr. serrano: i thank our ranking member for the time. first let me mention a few of the good things in the financial services bill. we were able to substantially increase funding for the securities and exchange commission by $150 million above last year's level. we were also able to increase funding for the community development financial institutions fund and to authorize a cvfi loan guarantee program for another year. we were also increased robust funding for the s.b.a. to help our nation's small businesses. and we added additional dollars to the consumer product safety commission and the commodity futures trading commission. we removed numerous troubling riders that affected the affordable care act, traveled to cuba, and the ability of the s.e.c. to police our markets. unfortunately several problems remain in the bill. the bill would essentially repeal an important provision of dodd-frank to prevent banks from engaging in risky swaps activities backed by their depositors and ultimately by the federal government. the protections of dod